A direct funeral is a cheap alternative to a traditional funeral. Arrangements are made for the collection and simple cremation but there are no family or friends in attendance and no funeral service.
Once the cremation has taken place, ashes can be given back to the family if requested.
Whilst a DIY funeral maybe the cheapest funeral UK, a direct cremation is probably the most realistic way for most people of arranging a budget funeral.
The cheapest funeral costs depend on the services you require, so opting for a cheap coffin and no funeral service will reduce the price. Therefore a direct funeral could certainly be a lower cost and possibly a more affordable option if you and your family are on a tight budget or just looking for a simple cremation.
You can actually be buried in your own back garden if you wish; it is legal but there are stipulations and your family may have difficulty in selling the property in the future.
Another option is donating your body to science; although there are no guarantees that your body will be accepted when the time comes, so you should also have an alternative plan in place to ensure the basic funeral costs are covered.
If you are thinking about funeral services for yourself and want to cut costs – it would be worth shopping around and looking at the different options in advance as family’s are loathed to do this at the time of need and therefore may end up arranging a more costly funeral service than you would have perhaps wanted.
Cremation prices which include a cremation service vary depending on where you live in the country. Ranging from £600 to over £1,000, they currently average almost £800 across the UK, so it is a bit of a postcode lottery.
Some simple cremation providers will charge you a fixed price as they use one crematorium. Others will use the crematorium that's local to you, so costs may vary depending on where you live. Direct Funeral service providers will also use crematoriums at quieter times, which also cuts down on costs.
Direct cremation prices start from £1,095.
Low cost cremations are offered nationally by some companies or you can approach a local funeral director to see if they offer this type of service. You can check this funeral directory for your nearest funeral director.
As always if you are paying in advance for funeral services, be it a traditional funeral or simple direct funeral, always check how your money is held; what happens if the company goes out of business and also what happens if you move.
Cremation tends to be the cheaper option but with burial it does depend on whether you already have a burial plot. Purchasing a burial plot can be costly and in some areas a more challenging option with prices for a burial plot ranging from £500 to £2,000 – higher as you may expect in London. Again the cost of a burial or cremation boils down to where you live.
Because the body is cremated at a time to suit the crematorium and direct provider, you or your family will be unable to attend the cremation. Don't forget there will be no service or attendees as this is a no frills funeral.
The reality is that the cremation will take place when the crematorium is quiet and typically out of normal hours to keep the costs down.
Yes, some providers are now also offering pre-purchase direct funeral plans as an option for those looking at cheap funerals. So you can plan ahead and let your family know that this is your preferred option and that you have already taken care of everything so they don't have to.
We would recommend that you do talk to your family first though if this is your intention to ensure they are happy and understand why you prefer to choose a simple direct funeral.
Direct cremations are an alternative to a simple funeral.
A funeral is the ceremony connected to the disposing of the body including cultures and traditions, so without this the only way to dispose of the body is with a cremation or burial without a service.
Often people refer to wanting to have a simple funeral meaning a traditional service without any extras, such as flowers and perhaps only one service at the crematorium rathar than a service at the church aswell.
Although the expression "simple funeral" for some people could mean a low cost direct funeral, either way hopefully this guide has helped you understand the difference - we will be happy to discuss your individual needs on 0800 133 7656 or you can request a brochure here.
Your money is held in the Pure Cremation Funeral Planning Trust which is a separate entity to Pure Cremation and managed by a leading UK Fund Manager. The Trust will only release funds for the payment of the direct funeral if proof of death is provided such as a copy of the death certificate.
The professional fees included in the plan are fully guaranteed with nothing more to pay, along with a contribution based on today’s true prices for those costs that are beyond Pure Cremations’s control – namely the cremation and doctors fees. The combination of positive performance of the fund along with Pure Cremations purchasing power means it is very unlikely there will be anything more to pay for the services included in the plan.
If your family prefer to arrange a traditional funeral service when the time comes, then the money within your plan minus the administration fee you paid at the time you purchased the direct funeral plan would be made available to contribute towards the funeral costs.
The trust fund where your money is held is a completely separate entity so if anything where to happen to Pure Cremation, then the trust fund remains intact. The trust fund would then either:
- Find another company to carry out the plan
- Refund the money minus the administration fee
- Pay the current value of the plan to a funeral director chosen by your family
Yes, you can have a direct cremation in Scotland, not all providers offer this so you will need to do some research to find out who provides them in your area.
Whilst Pure Cremation don't offer direct funeral in Scotland, we can recommend other companies that do.
Please ask for details.