How this Site Works
The aim of this website is to provide you with good quality information, guides and support, to help you plan and take control of your life and finances. If however you just want to get a quote and compare, then go directly to the “Compare” button which takes you straight to your comparison options.
Where possible, we offer a product comparison service, giving you the opportunity to get competitive quotes from market leaders; helping you make the right choice based on your own personal needs.
All quote comparison tables are provided by 3rd parties we have chosen to partner with. Some will be branded Over50choices whilst others will link directly to their website, for example Energy Prices.
Through our partnership with Liftetime Legal, we have created Over50choices Legal Services, drawing on their expertise and knowledge to help guide you through the minefield of the legal world. Through this relationship we are able to offer a free Will to customers who buy a funeral plan through Over50choices. Our way of saying thank you and recognising the importance of Wills.
Over50choices is completely free to use and the information we provide is not influenced or compromised in anyway. We make our money through commission paid to us by our partners and product providers for products sold. That way we can continue to provide and improve the service we offer.
We only work with financial service companies that are regulated by the FCA or in the case of funeral plan providers, the FPA. Over50choices is authorised and regulated by the FCA so the information on our website complies with their rules and guidance, however we can not be responsible for content on any of the sites we link to.
We would love you to become a member and take part in our surveys and discussion forums. Sharing information will not only help us give you a better service, it will also help other members benefit from your experiences. We would like to point out that as anyone can post messages on the forums, comments added may be very different to our opinion.
If you choose to become a research panel member, we will contact you via email asking your thoughts and opinions on certain subject matters and give you advanced publication of any results. With your help we can build up patterns and trends of what’s going on in the UK today and understand what people really think and care about.
It is important that you understand the strengths and limitations of our website. We do not offer advice or recommend products or services and would always suggest that you do your own research to support the information provided on Over50choices.co.uk. Whilst we do aim to provide the best service, the information is used at your own risk and therefore we can’t accept liability if things go wrong.
How to Buy Products with Over50choices
For the following products we use 3rd party comparison quote & buy tables:
• Life Insurance
• General Insurance
• Health Insurance
Once you have submitted your details, these providers may contact you directly to see if they can help you further with your enquiry.
For Funeral Plans
we have direct relationships with the following companies:
• Golden Charter
• Perfect Choice Funerals
• Golden Leaves
You will find information on both our website and theirs. Once you have decided on which company to proceed with, you can either call them for further information or proceed to buy the plan online.
Remember the only way to qualify for your Free Will is to purchase your funeral plan through Over50choices. Just click on the ‘Apply Now’ button on our site which will link you through to the application process on your chosen funeral plan provider’s website.
Equity Release Mortgage products can be arranged over the phone. You simply contact our partners ‘Just Retirement’ by calling the dedicated telephone number shown on our website.
For Energy Comparisons we have an affiliate arrangement, which means that when you click the ‘Get a Quote button’, you are taken directly to TheEnergyShop website where you can then obtain quotes and switch energy supplier.
Whilst we provide information, we don’t currently have any arrangements with partners in place for Savings, Bank Accounts, Loans or Credit Cards.