What is the cheapest funeral plan?
The cheapest funeral plan provider is Dignity, who provide nationwide cover starting from £2,995. It includes a full guarantee for your funeral directors costs including their services on the day, a hearse, coffin, use of the chapel of rest and importantly your cremation and minister’s fees too.
All of the cremation services included in the plan are fully guaranteed, but there are certain restrictions which is why it is a cheaper funeral plan; e.g. the time of the funeral service and availability of funeral directors.
When comparing plans make sure you check which services are guaranteed and that the company is a member of the FPA, otherwise you may easily end up with a cheap deal, but it could be a bad one. If this is still stretching the budget, then the cheapest funeral you can have is direct cremation, a simple cremation without a funeral service costing between £1,300 to £1,800.
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What is a funeral plan and how do they work?
A funeral plan is a way you can arrange and pay your funeral in advance. Paying for your funeral ahead of time means choosing the funeral service you want at today’s prices. A funeral plan therefore makes life easier for family and saves money by avoiding rising funeral costs.
Funeral plans work by letting you make your own funeral arrangements, rather than leaving family to arrange everything. With either a single payment or monthly instalments, your funeral plan secures the services of a local funeral director, who when ready will take care of everything as detailed in your plan.