Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies. 

Ashley Shepherd
What does Martin Lewis think about equity release? Image
11th Mar 2024

What does Martin Lewis think about equity release?

Martin Lewis’ view on equity release is that it could be a good option if you’re over 55, need to increase your income and are not concerned about leaving an inheritance.

How much equity can I release from my home? Image
24th May 2024

How much equity can I release from my home?

The amount of equity you can release from your home depends on several factors but typically ranges from 20% to 53%. Age has a big part to play as the older you are, the more you can borrow but poor health could increase the size of your loan if you are closer to the minimum age of 55.

What does Martin Lewis say about pension drawdown? Image
19th Jan 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

How much equity can I release from my home? Image
24th May 2024

How much equity can I release from my home?

The amount of equity you can release from your home depends on several factors but typically ranges from 20% to 53%. Age has a big part to play as the older you are, the more you can borrow but poor health could increase the size of your loan if you are closer to the minimum age of 55.

What does Martin Lewis think about equity release? Image
11th Mar 2024

What does Martin Lewis think about equity release?

Martin Lewis’ view on equity release is that it could be a good option if you’re over 55, need to increase your income and are not concerned about leaving an inheritance.

What does Martin Lewis say about pension drawdown? Image
19th Jan 2024

What does Martin Lewis say about pension drawdown?

Money saving expert Martin Lewis offers pension advice to all ages. We take a look at what he says about pension drawdown.

How can I increase my retirement income? Image
11th Dec 2023

How can I increase my retirement income?

What if your retirement income doesn’t support the things you want to do, or maybe you’re not ready to slow down and feel you want to create additional income by doing something new.

Is equity release a good idea? Image
10th Dec 2023

Is equity release a good idea?

Is equity release a good idea? We look at the detail to help you make an informed decision as to whether its right for you.

Car insurance costs soar as 61% pay more for their renewal Image
13th Oct 2023

Car insurance costs soar as 61% pay more for their renewal

A recent survey by leading UK car insurance comparison specialist Quotezone has found that 61% of those surveyed said their car insurance renewal was more expensive in 2023.

Why I’d be happy for my parents to take equity release Image
16th Jun 2023

Why I’d be happy for my parents to take equity release

In a perfect world the best time to take equity release is when interest rates are at their lowest – but life’s not perfect.

Equity release companies to avoid Image
09th Jun 2023

Equity release companies to avoid

This is a must read if you're considering equity release. Knwing which companies to avoid could save you time & money.

Switching equity release providers Image
20th Mar 2023

Switching equity release providers

Switching equity release provider and transferring to a better interest rate could save you money but there are other reasons people choose to change lender.

Equity release – what happens on death? Image
20th Mar 2023

Equity release – what happens on death?

When you die, your equity release loan will need to be repaid. Although this is usually through the sale of your property, there are other options available for paying back the loan.

What can you use equity release for? Image
09th Jan 2023

What can you use equity release for?

See what our customers used their plan for in 2022. In most cases there was more than one reason.

Equity release horror stories Image
22nd Nov 2022

Equity release horror stories

If you’re considering releasing equity from your home, to avoid any nightmares it helps to be aware of the equity release horror stories people have faced.

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