You only have to watch the news to appreciate the true value of home insurance. On a daily basis people are left homeless or lose all their belongings due to fire, floods, subsidence, theft and numerous other tragedies.
We spend our lives building and creating homes to be proud of; working hard to afford those little luxuries and treats. So why is it that so many of us are under insured or worse still, have no home insurance at all?
It’s true, you never know what’s around the corner so is it really worth taking the risk?
That’s where we can help. You will find everything you need to know about Buildings and Contents insurance at Over50choices and our comparison table will give you home insurance quotes from some of the leading insurers, giving you the opportunity to shop around for the best deal.
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Renew your home insurance
Whether you are looking to renew your existing home insurance cover, buying for the first time or just checking to make sure you have sufficient buildings and contents insurance already in place, don’t leave it any longer. It’s time to take control! To help you get the best home insurance deal, we compare buildings and content insurance from over 70 insurance companies!
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What is Home Insurance?
Home insurance is comprised of two elements. Buildings and contents insurance
Buildings insurance quite simply covers the structure of the building, for example the walls, roof and floor. It also covers permanent fixtures and fittings such as kitchens and bathrooms.
Contents Insurance covers your personal belongings and the things you keep in your home such as your clothes, furniture and electrical goods.
Think about it this way. If you imagine turning your house upside down and shaking it, everything that fell out would come under your contents insurance cover and everything that remained intact would be covered by your buildings insurance.
If you own your own home, you will need to have buildings insurance in place as part of your mortgage agreement. Unfortunately there are no such requirements for contents insurance which is why some people get caught out.
Depending on your requirements, you can choose to get an individual quote for either buildings or contents insurance or a combined quote for both.