Over 50s home insurance

You only have to watch the news to appreciate the true value of home insurance. On a daily basis people are left homeless or lose all their belongings due to fire, floods, subsidence, theft and numerous other tragedies.

So why is it that so many of us are either under insured or worse still, have no home insurance at all?

If you are ready to review how much home insurance you might need, our online comparison service will help you compare some of the UK’s leading buildings and contents insurance providers.

Alternatively if you want to understand more about how building and contents insurance works, the benefits and how much cover you might need, the following guides will help.

Compare home insurance quotes

Our comparison service is free, quick and easy to use - 51% of customers paid £146*. Through our partnership with Quotezone, you can compare buildings and contents insurance with over 50 different companies – including Legal and General, Royal Sun Alliance, Endsleigh, Swinton and Hastings Direct.

Guide to over 50 home insurance

What is Home Insurance?

Home insurance is comprised of two elements. Buildings and contents insurance:

Buildings insurance quite simply covers the structure of the building, for example the walls, roof and floor. It also covers permanent fixtures and fittings such as kitchens and bathrooms.

Contents Insurance covers your personal belongings and the things you keep in your home such as your clothes, furniture and electrical goods.

Think about it this way. If you imagine turning your house upside down and shaking it, everything that fell out would come under your contents insurance cover and everything that remained intact would be covered by your buildings insurance.

If you own your own home, you will need to have buildings insurance in place as part of your mortgage agreement. Unfortunately there are no such requirements for contents insurance which is why some people get caught out.

Depending on your requirements, you can choose to get an individual quote for either buildings or contents insurance or a combined quote for both.

Compare Quotes

*51% of consumers could save up to £146.11 on their Home Insurance (Building & Contents). The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from March 2022. The savings you could achieve are dependent on your individual circumstances.

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