Switching health insurance companies
- All you need to know about switching health insurance providers
- Leaving your company scheme, don't worry we can help
- Find out which health insurers offer incentives for switching
- Free help and information on how to switch and save
When it comes to insurance renewal, be it car, home or health, the same rules apply – always compare quotes and cover before continuing with your existing insurer.
There are things you need to be aware of when switching health insurance provider as it is not quite as straight forward as perhaps home or car insurance renewal is, however if you don’t at least compare quotes, you may be missing out on a cheaper private healthcare option with better cover.
Can I switch health insurance provider?
Whether you are looking to switch from an existing personal scheme or leaving a company health insurance scheme, switching medical insurance companies is a simple and straightforward process, as long as you know what you are looking for or get the right guidance and advice.
The best time to think about changing your personal health insurance cover is when your annual insurance renewal comes round. As we get older, our risk of illness gets higher which unfortunately means so do our heath care monthly premiums.
Taking time to review and compare health insurance quotes across the market on an annual basis gives you the chance to ensure your level of health care cover is appropriate for your requirements and to see if there are better deals around.
For example, some UK health insurance companies offer incentives for switching, or discounts for those who haven’t claimed on their private medical insurance for a specific number of years.
This is where an experienced private health insurance specialist like our partners at Hannah can really help. Their advice is free; they can compare the market for you, talk you through your options and then give you a range of quotes so you can choose which option you prefer.
Self employed health insurance information