Who is Simplicity?
Simplicity Cremations are part of a leading funeral service provider so have access to their funeral directors and crematoriums throughout the country.
As a trading style of Dignity Funerals Limited, Simplicity Cremations actually own all the facilities needed to operate a direct funeral service; working throughout mainland Great Britain including England, Scotland and Wales. (The service is not available in Northern Ireland, the Scottish Isles, Isle of Man, Isle of Wight and the Channel Islands).
There is no Dignity direct cremation plan, as they operate under this trading style.
What plans do they offer?
Simplicity Cremation offer ‘at need’ direct funeral services in addition to three prepaid direct cremation plans. For the purpose of this direct cremation plan review, we will be concentrating on the prepaid plans only:
The Lily Direct Cremation Plan – This direct cremation plan offers a simple cremation funeral without a service. The plan includes collection of the deceased anywhere in mainland Great Britain 24 hours a day, a simple coffin, cremation fees and the return of the ashes in a simple container.
The Magnolia Direct Cremation Plan – This direct cremation plan offers the same services as the Lily plan with the option for up to 12 people to attend the committal. This would be held at the closest Dignity Crematorium to the resting place at 9 am on a date of Simplicity's choosing.
The Orchid Direct Cremation Plan - This plan again includes all the services in the Lily plan in addition to a full length service in the chapel with no limit on attendees that is organised by family who can arrange any music, eulogies and readings they would like.
You can find out more about direct funerals on our main direct cremation page.
Will there be more for my family to pay when the time comes?
Everything as listed in Lily, Magnolia and Orchid direct cremation plans is completely guaranteed, so there will be nothing more to pay for the services included. The plans do not include provision for doctor’s fees if a second death certificate is required, so if still applicable this would need to be paid for at the time of need.
Having said that, the law is set to change as it already has in Scotland meaning this cost will not be relevant in the future.
How can I be sure my money is safe?
When you buy a Simplicity Cremations plan your money is placed in the National Funeral Trust Fund which is a completely independent and separate entity. Therefore if anything were to happen to Simplicity Cremations, the trust fund with your money in it remains in place, ready to pay for your direct cremation services.
Also as a trading style of Dignity, Simplicity Cremations abides by the rules and code of conduct of the Funeral Planning Authority to ensure you money is protected by their safeguards.
What are my Simplicity payment options?
With a Single Payment
The cheapest way to pay for your Simplicity Direct funeral plan is either in one go, or if you prefer over 12 months as you won’t incur any additional fees.
If you prefer to spread your costs over a longer period, instalment options are available over 2,5 and 10 years. Additional fees are added for all instalment options longer than a year but these would be made clear to you at the outset.
Are there any age restrictions?
You must be 50 or older to buy a Simplicity direct funeral plan and although there is no upper threshold for payment in full or over 12 months, all instalment payments must be complete by the time you are 80.
Can I cancel my plan?
All Simplicity direct cremation plans come with a 30 day review period once you have applied to ensure you are completely happy with what is included. If you change your mind and cancel during this time, the money you have paid for your plan would be fully refunded.
If you choose to cancel your direct funeral plan after this period, you will receive all your money back minus a cancellation fee of £95.
What happens if I move?
If you move anywhere within mainland Great Britain, the plan moves with you at no extra cost. Just let Simplicity Cremations know your new address so they can update your details.