Simplicity Direct Cremation Review

  • Collection throughout mainland Great Britain 24 hours a day
  • Full guarantee for all of the services included in the plan
  • A range of options that offer flexibility for the family to attend
  • Access to 46 crematoriums operating throughout the UK

Exclusive offer: Receive a £25 M&S gift card when you apply by 30/9/20*

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Simplicity Direct Cremation funeral plans are provided by Dignity; one of the UK’s leading funeral planning companies. Simplicity funerals offer three plans giving you flexibility to choose either a cremation only funeral, a cremation with a small number of people in attendance or a full-length service held by family.

Having reviewed market leading direct cremation providers, we recommend Simplicity funerals as the services included in their plans are fixed at today's prices and completely guaranteed. Also unlike most direct cremation providers, Simplicity have crematoriums throughout the UK.

This review details the pros and cons.

Who is Simplicity?

Simplicity Cremations are part of a leading funeral service provider so have access to their funeral directors and crematoriums throughout the country.

As a trading style of Dignity Funerals Limited, Simplicity Cremations actually own all the facilities needed to operate a direct funeral service; working throughout mainland Great Britain including England, Scotland and Wales. (The service is not available in Northern Ireland, the Scottish Isles, Isle of Man, Isle of Wight and the Channel Islands).

There is no Dignity direct cremation plan, as they operate under this trading style.

What plans do they offer?

Simplicity Cremation offer ‘at need’ direct funeral services in addition to three prepaid direct cremation plans. For the purpose of this direct cremation plan review, we will be concentrating on the prepaid plans only:

The Lily Direct Cremation Plan – This direct cremation plan offers a simple cremation funeral without a service. The plan includes collection of the deceased anywhere in mainland Great Britain 24 hours a day, a simple coffin, cremation fees and the return of the ashes in a simple container. 

The Magnolia Direct Cremation Plan – This direct cremation plan offers the same services as the Lily plan with the option for up to 12 people to attend the committal. This would be held at the closest Dignity Crematorium to  the resting place at 9 am on a date of Simplicity's choosing.

The Orchid Direct Cremation Plan - This plan again includes all the services in the Lily plan in addition to a full length service in the chapel with no limit on attendees that is organised by family who can arrange any music, eulogies and readings they would like.

You can find out more about direct funerals on our main direct cremation page.

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Will there be more for my family to pay when the time comes?

Everything as listed in Lily, Magnolia and Orchid direct cremation plans is completely guaranteed, so there will be nothing more to pay for the services included. The plans do not include provision for doctor’s fees if a second death certificate is required, so if still applicable this would need to be paid for at the time of need.

Having said that, the law is set to change as it already has in Scotland meaning this cost will not be relevant in the future.

How can I be sure my money is safe?

When you buy a Simplicity Cremations plan your money is placed in the National Funeral Trust Fund which is a completely independent and separate entity. Therefore if anything were to happen to Simplicity Cremations, the trust fund with your money in it remains in place, ready to pay for your direct cremation services.

Also as a trading style of Dignity, Simplicity Cremations abides by the rules and code of conduct of the Funeral Planning Authority to ensure you money is protected by their safeguards.

What are my Simplicity payment options?

With a Single Payment

The cheapest way to pay for your Simplicity Direct funeral plan is either in one go, or if you prefer over 12 months as you won’t incur any additional fees.

Monthly Instalments

If you prefer to spread your costs over a longer period, instalment options are available from 12 months to 10 years. Additional fees are added for all instalment options longer than a year but these would be made clear to you at the outset.

Are there any age restrictions?

You must be 50 or older to buy a Simplicity direct funeral plan and although there is no upper threshold for payment in full or over 12 months, all instalment payments must be complete by the time you are 80.

Can I cancel my plan?

All Simplicity direct cremation plans come with a 30 day review period once you have applied to ensure you are completely happy with what is included. If you change your mind and cancel during this time, the money you have paid for your plan would be fully refunded.

If you choose to cancel your direct funeral plan after this period, you will receive all your money back minus a cancellation fee of £95.

What happens if I move?

If you move anywhere within mainland Great Britain, the plan moves with you at no extra cost. Just let Simplicity Cremations know your new address so they can update your details.

Our Simplicity Cremations review verdict

Simplicity is part of Dignity so you have the security and reassurance that your services are in the hands of an award winning leading UK funeral service provider.

At £1,495 for the Lily plan, Simplicity offer one of the lowest priced direct cremation service and everything included in the plan is completely guaranteed.

In addition the Magnolia and Orchid plans offer flexibility to families who want a simple cremation but may still prefer to attend the chapel. So this plan will appeal to those who like the simplicity of a direct cremation but still prefer to give their family the option of saying goodbye before the cremation takes place.

As a result of their relationship with Dignity, the cremation will take place at a Dignity Crematorium that is closest to the resting place. This means that the service provided could be a more local one as Dignity is the largest private owner of crematoriums, with over 46 throughout the country. The majority of other providers may operate nationally but frequently only use one crematorium at a set location.

Special offer

We have partnered with Simplicity as we believe their plans offer good value for money with more choices than other plans at a competitive price.

Apply before 30/9/20 and receive a £25 M&S welcome gift card* 

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Simplicity Cremations

See how Simplicity compares to other leading plans

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Direct funeral is a simple cremation without the fuss of a funeral service, leaving your family free to say goodbye their own way in a more relaxed environment.

  • *Gift card terms and conditions
      1. The new Planholder will receive one £25 Marks & Spencer Gift Card for each Simplicity Funeral Plan purchased by 31st March 2020.
      2. All plans must be purchased by 31st March 2020 and have passed their Cancellation period by 23rd April in order to be eligible for the offer.
      3. If you have previously cancelled a Funeral Plan provided by Over50choices within 30 days of taking that plan out, you will not qualify for the offer.
      4. If your plan is cancelled within the first 30 days, you will not be eligible for the gift card.
      5. After the 30 day cancellation period has passed without cancellation, you will receive your gift card by 1st class post. Once Over50choices has sent the Gift Card by post, any liability under the incentive scheme is complete
      6. Please allow 5-7 days for delivery once despatched. Over50choices Ltd will not be responsible for any Gift Cards that are delayed or lost in transit.
      7. In disputes, the decision of Over50choices will be final and no correspondence will be entered into.
      8. Only the Planholder may claim the Gift Card and it cannot be transferred to anyone else.
      9. No cash or other alternatives are available.
      10. This offer is provided and administered by Over50choices Ltd. For any queries relating to this offer, please call 0800 133 7656.

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