Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Will over 50 life insurance pay for my funeral? Image
12th Jul 2021

Will over 50 life insurance pay for my funeral?

With funeral costs rising, find out how over 50 life insurance could help towards the cost of your funeral and how a prepaid funeral plan could enable you to do more.

How old is too old for life insurance? Image
06th Jul 2021

How old is too old for life insurance?

In fact, you are never too old - or too young - to think about your life insurance needs

Choosing life insurance for your parent Image
22nd Jun 2021

Choosing life insurance for your parent

We get more involved in our parents financial decisions as they get older amp; helping them to choose life insurance could be a wise decision

Can equity release pay off an interest only mortgage? Image
21st May 2021

Can equity release pay off an interest only mortgage?

Looking for a way to pay off your interest only mortgage at the end of the term? Equity release could help. Find out how

What is the nearest crematorium to me Image
15th May 2021

What is the nearest crematorium to me

When arranging a funeral you have the flexibility to choose any UK crematorium, regardless of whether it’s privately owned or run by the council

What happens to equity release when you die Image
22nd Mar 2021

What happens to equity release when you die

Equity release is repaid when you die or move into long term care, usually from the proceeds of the sale of your property. Read more.

What to write on a sympathy card Image
09th Nov 2020

What to write on a sympathy card

Writing a sympathy card isn’t easy. Naturally, you worry about saying the wrong thing, and upsetting our friend or relation at an already difficult time. Feeling this way is perfectly normal, but even the briefest message can mean a lot and comfort the bereaved person, so it's always worth making the effort.

How does the cremation process work in the UK? Image
22nd Oct 2020

How does the cremation process work in the UK?

Little is known about the cremation process. Myths surrounding multiple cremations and recycled coffins are all common place, however the truth about cremation is somewhat different

How much is stamp duty on a house? Image
05th Aug 2020

How much is stamp duty on a house?

The amount of stamp duty you pay on property depends on the purchase price. Usually property valued up to £125,000 is tax free whereas property valued between £125,001 and £250,000 is taxed at 2%. However, this has now changed with the recent introduction of the stamp duty holiday.

Over half of UK homeowners change equity release plans amid coronavirus pandemic Image
04th May 2020

Over half of UK homeowners change equity release plans amid coronavirus pandemic

Coronavirus has impacted virtually every aspect of our lives. The way we work, shop, socialise and manage our finances. After a brief period of normality following the drawn out Brexit saga, covid-19 has brought another wave of uncertainty to UK homeowners.

What is Martin Lewis travel insurance advice? Image
24th Apr 2020

What is Martin Lewis travel insurance advice?

Martin Lewis’ advice on travel insurance includes information on when and how to insure your holiday. In addition to providing general information on what to look out for when reviewing travel insurance policies

How to stop nuisance calls with the Telephone Preference Service Image
22nd Apr 2020

How to stop nuisance calls with the Telephone Preference Service

The Telephone Preference Service, also known as the TPS is the UK’s official ‘do not call’ register. As it’s illegal for organisations to make unsolicited calls to Telephone Preference Service registered numbers

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