Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Alternative Funeral Services Image
01st Jan 2019

Alternative Funeral Services

Although the majority of families still stick to tradition when it comes to funerals, an increasing number of people across the UK are now considering other options and looking for alternatives to a funeral service.

The Problem with Pay Now, Die Later: Funerals Uncovered TV Programme Image
12th Oct 2018

The Problem with Pay Now, Die Later: Funerals Uncovered TV Programme

I watched last nightrsquo;s ITV Tonight showrsquo;s documentary lsquo;Pay Now, Die Later; Funerals Uncoveredrsquo; with varying degrees of frustration and sadness.Frustration at the lazy, one sided, sensationalised way the documentary was filmed and sadness that this blatant scaremongering will now put some viewers off pre-arranging their funeral services with a funeral plan.

Equity Release Council Autumn 2018 Market Report Image
25th Sep 2018

Equity Release Council Autumn 2018 Market Report

The Equity Release Council Autumn 2018 Market Report is out and makes very interesting reading on the way we view property and the part it is starting to play in our retirement and later life planning.

The Funeral Plan Price War Begins Image
18th Sep 2018

The Funeral Plan Price War Begins

I said it would happen but I think you can safely say that the funeral plan price war has officially started, courtesy of todayrsquo;s announcement that Dignity has slashed its funeral plan prices.nbsp;

SunLife Cost of Dying Report 2018 Image
13th Sep 2018

SunLife Cost of Dying Report 2018

The latest SunLife Cost of Dying Report 2018 is now out, providing the latest news on funeral costs, as well as information on our attitudes to funerals and funeral planning.

Royal London National Funeral Cost Index Report 2018 Image
06th Sep 2018

Royal London National Funeral Cost Index Report 2018

The annual Royal London National Funeral Cost Index Report for 2018 has just been released and as usual makes interesting reading. Carrying the heading lsquo;Buried in Debt ndash; The price of a good send offrsquo;

Celebrity funerals Image
04th Sep 2018

Celebrity funerals

Having read some of the fitting and beautiful tributes to Queen of Soul, Aretha Franklin who sadly died on the 16th August 2018 aged 76; it made me think about other famous celebrities who will be remembered in some way for their funeral as well as their achievements

Over50choices – the one stop shop for over 50s finance Image
01st Sep 2018

Over50choices – the one stop shop for over 50s finance

I know they say that time flies but Irsquo;m amazed that Over50choices is already celebrating its 5th year in business ndash; and what a 5 years it has been.nbsp; Read more....

Is Equity Release Safe? Image
07th Aug 2018

Is Equity Release Safe?

Therersquo;s no doubt that these types of schemes, also known as lifetime mortgages are big business, especially amongst retirees looking to enhance their pension pot, make home improvements or use as a gift for family.nbsp;

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high Image
18th Jul 2018

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high

Itrsquo;s fair to say that this huge increase in the demand for equity release mortgages or lifetime mortgages as they are also known is nationwide, however there are certain pockets of the country, so called lsquo;equity release UK hotspotsrsquo;nbsp;

How long should a Cremation Funeral Service take? Image
17th Jul 2018

How long should a Cremation Funeral Service take?

Demand on crematoriums is high, however with cremation services now accounting for 77% of funerals and a decline in the number of religious church funeral services, how long should a cremation funeral take?

How to choose the Best Direct Cremation Funeral Plan Image
10th Jul 2018

How to choose the Best Direct Cremation Funeral Plan

Direct Cremation is a relatively new funeral option available throughout the UK that simply separates the cremation process from the service. Quite simply it is a dignified cremation without a funeral service, so no family or friends in attendance; appealing to those looking for either a cheap cremation alterative or more frequently people who donrsquo;t want the worry and fuss of a funeral service.

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