This Equity Release review focuses on Just, formally known as Just Retirement.
Created in 2016 from the merger of Just Retirement and Partnership Assurance, Just essentially provide retirement provides retirement products that include, savings and investments, annuities, insurance, credit and mortgages, pensions, care funding plans, income drawdown and of course equity release.
In addition to Just Retirement Limited and Partnership Assurance, The Just Group also includes ‘Just Retirement Money Limited’ which was established in 2016 to take on all lifetime mortgage lending under the Just Retirement brand and ‘Hub Financial Solutions Ltd’.
Hub was established in 2006 and provides advice on equity release, pensions and funding for long term care.
Just Retirement Limited has been providing equity release since 2005 and has been awarded 5 stars in the ‘Life and Pensions’ Category by the Financial Adviser Service Awards for the last 12 years, as well as 5 stars for the last 9 years for the ‘Mortgages’ Category.
Just are of course regulated by the Financial Conduct Authority and they are members of the Equity Release council, which means they have voluntarily agreed to abide by the principles of their membership.