Quote Me Happy reviews – car insurance
Quote Me Happy is a low cost UK insurance company. As part of the Aviva group, they offer home and car insurance, the latter being the focus of our review. What makes Quotemehappy.com different is that it’s an internet only insurance provider, giving you flexibility to manage your account online.
In this Quote Me Happy review, we explain more about the company, how their online car insurance service works and whether it’s a good idea to let this low cost insurer quote you happy.
Quotemehappy.com is an online insurer and a trading name of Aviva, one of the UK’s largest insurance companies. Launched in 2011, Quote Me Happy caters for people who prefer to use price comparison websites and manage their insurance policies online.
Originally an advertising slogan for an Aviva marketing campaign, Quote Me Happy became a brand as thousands of people continued to search for the term online years after the campaign had ended.
What do they do?
Quotemehappy.com offer home insurance and comprehensive car insurance for low risk drivers. From comparing quotes to managing your account, every aspect of this self service insurance is managed online. You simply use your Quote Me Happy login to access your account via your desktop, tablet or mobile.
You can use your Quote Me Happy login whenever and wherever you want. There are no phone calls or letters, instead all correspondence is through email and SMS. And because everything is managed online, apart from cancelation charges, there are no admin fees. Which is the how the online insurer keeps its costs down.
How does Quote Me Happy Car Insurance work?
To review Quotemehappy.com car insurance, you can either go direct to their website or to online comparison services GoCompare, Moneysupermarket, Confused.com and Compare the Market.
They offer annual, short-term and multi car insurance, all of which come with their standard cover. You then have flexibility to upgrade by choosing options from their extra cover list.
Once you have read all the details including the terms and conditions, you can buy your car insurance policy online. Then if you ever need to amend your policy, you just use your Quote Me Happy login to make the changes yourself.
Quotemehappy standard cover includes the following benefits:
- Accidental damage to your car
- £10,000 - £100,000 motor legal services
- Glass repair or replacement – £10 excess for repairs / £115 excess for replacement
- 24 hour emergency support
- Up to £5,000 personal accident cover (£2,500 max per claim)
- Courtesy car
- Loss of theft of your car
- Fire damage
- New car replacement
- Car recovery and approved repair
- 90 day European cover
- Third party damage or injury
- Third party cover for driving other cars
- Up to £500 for audio equipment
- Up to £150 for personal belongings
To upgrade your Quote Me Happy car insurance, you can choose one or more of the following options:
- Hire car – until your car is fixed or replaced
- RAC breakdown cover – four levels to choose from
- Increased personal accident cover
- Protected no claims discount
Am I eligible for Quotemehappy car insurance?
Quote Me Happy car insurance is designed for lower risk drivers. They only insurance cars, not vans and only offer comprehensive car insurance.
To be eligible for Quotemehappy, you need to:
- Be between 21 and 75 years old with a UK or EU license
- Live in Great Britain (excludes, Northern Ireland, Isle of Man and the Channel Islands)
- Own a car that is 17 years or younger, not significantly modified and worth less than £70,000
- Keep your car at the registered address of the policyholder
- Have no more than one claim and two minor convictions in the last 5 years
What is the Quote Me Happy contact number?
There is no Quote Me Happy contact number for general enquiries as the whole self-service process is managed online. Any correspondence is through email or SMS and the team are available online 24 hours a day, 7 days a week.
What is the Quote Me Happy claims process?
The Quote Me Happy claims process is the one thing you can do over the phone, although even here they specify that the number is for emergency and roadside claims. The number is 0345 030 6944.
You can also make an online car insurance claim by providing your policy number, names and addresses and car registrations for everyone involved in the accident, police reference numbers if called to the scene and details of what happened and the damage to your car.
If you wish to follow up an existing claim, the internet insurer also offer an online chat service which operates between 8am and 8pm, seven days a week.
Quote Me Happy reviews
Depending on which review service you look at, Quote Me Happy car insurance reviews are mixed.
Trust Pilot classes the online insurer as excellent with 4.6 out of 5. Independent research group Fairer Finance gives a 57% rating for customer experience and Defaqto, the independent service that compares financial products gives Quotemehappy.com a rating of 4 out of 5 stars.
So, is car insurance with Quote Me Happy any good of should you look elsewhere for cover?
Is Quote Me Happy any good?
Quote Me Happy car insurance could be a good idea if you’re looking for low cost insurance and happy to manage your policy online. However, it may not be a good idea if you prefer speaking to someone as all correspondence with Quote Me Happy is via email or SMS.
When buying or renewing your car insurance its important to compare price and also what is included in your policy. With this insurance provider, you also need to consider how you feel about never being able to speak to someone unless you are wanting to make a claim.
For some, the idea of contactless self service insurance will be frustrating; for others however a purely online service is their idea of bliss.
How to get a Quote Me Happy quote
To get a Quotemehappy quote just take a look at their website or use one of their online price comparison service partners.
Alternatively, to save up to £264 on your car insurance, use our free online comparison service that compares deals with over 110 UK insurers.