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In this review we take a look at the Sunlife Guaranteed Over 50 Plan highlighting the features, benefits and some of the things you should look out for.
The SunLife Guaranteed Over 50 Plan is the UK’s most trusted over 50s life insurance plan. With roots stretching back over 200 years, SunLife were the first company to offer over 50 life insurance without a medical.
The Guaranteed Over 50 Plan can help you protect your loved ones by providing them with a cash payout when you die. The money can be used however your family choose, perhaps to help with funeral costs, pay off outstanding debts or as a treat for everyone to enjoy.
SunLife promises that your monthly payments will never go up and your cash sum will never go down. Plus they’re a Platinum Trusted Service Provider with the independent review company Feefo and are highly rated by customers on Trustpilot with an excellent 4.8 rating.
You can have more than one SunLife Guaranteed Over 50 Plan however your total monthly premiums are limited to £100 and the cash payout threshold should be no more than £18,000. So, you can have as many plans as you like, as long as you don’t exceed these limitations.
The SunLife plan and the service they offer has been rated highly by customers on two leading independent review sites - Feefo and Truspilot.
Feefo shows a rating of 4.8 for the Sunlife plan which is classed as excellent. Trustpilot also shows an excellent rating of 4.8.
In addition to customer reviews, SunLife insurance has been endorsed in it’s adverts by many leading UK actors and presenters over the years. The most famous SunLife advert has to be with Michael Parkinson, however June Whitfield, Annette Crosby, Alan Titchmarsh and more recently Carol Vorderman have also played their part in promoting the over 50 plan.
My review of SunLife is designed to help you compare plans and find the best option for you. I would always recommend that you review all of your options to ensure you’re getting the best deal that suits your budget and needs.
Getting a SunLife Over 50 Plan quote is easy and takes less than 60 seconds. Cover starts from £4 a month (availability depends on your age and smoker status) and the service is completely free.
To see how much cash you could get, just click on the "Get a quote" buttons or SunLife adverts on this page to go the SunLife website.
Get a SunLife Guaranteed Over Plan quote in 60 seconds
1.UK’s Most Trusted/Nation’s favourite – source: Swiss Re Term and Health Watch Report 2025. 2. 6 months’ premiums back - Premiums will be returned as a gift card after sixth premium has been paid. We reserve the right to withdraw this offer at any time. Go to sunlife.co.uk/gift for T&Cs. 3. Guaranteed acceptance for UK residents ages 49-85. 4. Insurance type – this is whole of life insurance, a payout is guaranteed when you die. Premiums cease to be due on the Policy Anniversary on or after your 95th birthday. 5. £4 premium – availability depends on your age and smoker status. 6. Terms and Conditions apply.
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