Did you know that SunLife is the UK’s most trusted over 50s life insurance provider?# Their roots stretch back over 200 years and they were the first to offer life insurance without a medical.
The Guaranteed Over 50 Plan is the nation’s favourite over 50s life cover~ and can help you protect your loved ones with a cash payout when you’re gone. Whether it’s to help towards your funeral or to leave a legacy behind for those closest to you, the plan could help you put some plans in place.
SunLife promise that your monthly payments will never go up and your cash sum will never go down.
Plus they’re a Gold Trusted Service Provider with the independent review company Feefo.
Why choose the SunLife Guaranteed Over 50 Plan
- Guaranteed acceptance - for all UK residents aged 50-85
- No medical or questions about your health - even if you smoke
- UK’s most affordable plan^
- 96% of claims paid within 3 days ^^- no hassle for your loved ones
- Monthly Big Cash Draw entry for a chance to win £10,000**
- FREE £300 Funeral Benefit Option
- FREE gift when you take out a plan*
- FREE first month. Get a Quote
Things to consider
The Guaranteed Over 50 Plan gives you full cover after two years. And if you pass away before then, SunLife will pay out everything you’ve paid in.
The plan also includes accidental death benefit - so SunLife will pay the full cash sum if you die as the result of an accident, even if you’ve had your plan for less than two years.
Depending on how long you live, you could pay more in premiums than the cash sum paid out.
You need to ensure you keep up with your monthly payments or your insurance will end and you won’t get anything back.
The cash sum is fixed so inflation will reduce its value over time.
Please ensure you understand and are happy with the terms and conditions before taking out a plan.
The maximum cover level is £18,000.
The SunLife Guaranteed Over 50 Plan is provided by Phoenix Life Limited
^SunLife offers the lowest monthly premium option of £3.70, making it the most affordable way to take out over 50s life cover.
*For new customers and existing customers. Only for new customers who apply by phone or online by 31 December 2018. New customer applications made through the post will be sent a £75 gift card. Gift is sent after three months’ premiums are paid. Your first month is free so it’ll be sent around four months into your plan.
**Big Cash Draw entry is open to Guaranteed Over 50 Plan policyholders within England, Scotland and Wales, who confirm their details with SunLife. Full terms and conditions via https://www.sunlife.co.uk/win/
^^ Upon receipt of required documents
~SunLife has 59% market share of all whole of life guaranteed acceptance plans bought directly. Source: ABI statistics issued in June 2018 for 12 month period to 31 March 2018 based on new Phoenix Life policy sales trading as SunLife.
#More people trust us with their over 50s life cover than any other provider. SunLife has 59% market share of all whole of life guaranteed acceptance plans bought directly. Source: ABI statistics issued in June 2018 for 12 month period to 31 March 2018 based on new Phoenix Life policy sales trading as SunLife.
Compare Over 50 life insurance plans with free gifts