SunLife Over 50 Life Insurance Review

• The UK’s most affordable over 50 plan¹
• Free Welcome £85 Gift Card²
• Monthly entry into £10,000 Big Cash Draw³

Read our Sun Life Over 50 Plan Review before you buy

Did you know that SunLife is the UK’s most trusted over 50s life insurance provider?^# Their roots stretch back over 200 years and they were the first to offer life insurance without a medical.

The Guaranteed Over 50 Plan is the nation’s favourite over 50s life cover⁵and can help you protect your loved ones with a cash payout when you’re gone. Whether it’s to help towards your funeral or to leave a legacy behind for those closest to you, the plan could help you put some plans in place.

SunLife promise that your monthly payments will never go up and your cash sum will never go up. Plus they’re a Gold Trusted Service Provider with the independent review company Feefo. 

Why choose the SunLife Guaranteed Over 50 Plan

• Guaranteed acceptance - for all UK residents aged 50-85
• No medical or questions about your health - even if you smoke
• UK’s most trusted plan¹
• 100% of claims paid within 3 days⁴- no hassle for your loved ones
• Monthly Big Cash Draw entry for a chance to win £10,000³
• FREE £300 Funeral Benefit Option
• FREE gift when you take out a Sunlife plan²

Things to consider

The Guaranteed Over 50 Plan gives you full cover after one year. And if you pass away before then, SunLife will pay out everything you’ve paid in.

The plan also includes accidental death benefit - so SunLife will pay the full cash sum if you die as the result of an accident, even if you’ve had your plan for less than two years.

Depending on how long you live, you could pay more in premiums than the cash sum paid out.

You need to ensure you keep up with your monthly payments or your insurance will end and you won’t get anything back.

The cash sum is fixed so inflation will reduce its value over time.  

Please ensure you understand and are happy with the terms and conditions before taking out a plan.

The maximum cover level is £18,000.

The SunLife Guaranteed Over 50 Plan is provided by Phoenix Life Limited

Compare Over 50 life insurance plans with free gifts

Small print 

¹More people trust us with their over 50s life cover than any other provider. SunLife has 57.8% market share of all whole of life guaranteed acceptance plans bought directly. Source: ABI statistics issued in Nov 2018 for 12 month period to 30 Sept 2018 based on new Phoenix Life policy sales trading as SunLife

²Gift sent after 3 months' premiums paid. We reserve the right to withdraw this offer at any time. Terms and conditions apply.

³Big Cash Draw entry is open to Guaranteed Over 50 Plan policyholders within England, Scotland and Wales, who confirm their details with SunLife. Full terms and conditions via https://www.sunlife.co.uk/win/   

⁴In accordance with Terms & Conditions

⁵SunLife has 57.8% market share of all whole of life guaranteed acceptance plans bought directly.  Source: ABI statistics issued in Nov 2018 for 12 month period to 30 Sept 2018 based on new Phoenix Life policy sales trading as SunLife.