Did you know that SunLife is the UK’s most trusted over 50s life insurance provider?# Their roots stretch back over 200 years and they were the first to offer life insurance without a medical.
The Guaranteed Over 50 Plan is the nation’s favourite over 50s life cover5and can help you protect your loved ones with a cash payout when you’re gone. Whether it’s to help towards your funeral or to leave a legacy behind for those closest to you, the plan could help you put some plans in place.
SunLife promise that your monthly payments will never go up and your cash sum will never go down.
Plus they’re a Gold Trusted Service Provider with the independent review company Feefo.
Why choose the SunLife Guaranteed Over 50 Plan
- Guaranteed acceptance - for all UK residents aged 50-85
- No medical or questions about your health - even if you smoke
- UK’s most affordable plan1
- 96% of claims paid within 3 days4- no hassle for your loved ones
- Monthly Big Cash Draw entry for a chance to win £10,0003
- FREE £300 Funeral Benefit Option
- FREE gift when you take out a plan2
- FREE first month. Get a Quote
Things to consider
The Guaranteed Over 50 Plan gives you full cover after two years. And if you pass away before then, SunLife will pay out everything you’ve paid in.
The plan also includes accidental death benefit - so SunLife will pay the full cash sum if you die as the result of an accident, even if you’ve had your plan for less than two years.
Depending on how long you live, you could pay more in premiums than the cash sum paid out.
You need to ensure you keep up with your monthly payments or your insurance will end and you won’t get anything back.
The cash sum is fixed so inflation will reduce its value over time.
Please ensure you understand and are happy with the terms and conditions before taking out a plan.
The maximum cover level is £18,000.
The SunLife Guaranteed Over 50 Plan is provided by Phoenix Life Limited
Compare Over 50 life insurance plans with free gifts
1More people trust us with their over 50s life cover than any other provider. SunLife has 57.8% market share of all whole of life guaranteed acceptance plans bought directly. Source: ABI statistics issued in Nov 2018 for 12 month period to 30 Sept 2018 based on new Phoenix Life policy sales trading as SunLife
2Telephone and online applications only. Paper applications will receive a £90 gift card. Gift sent after 3 months’ premiums paid. We reserve the right to withdraw this offer at any time. Terms and conditions apply.
3Big Cash Draw entry is open to Guaranteed Over 50 Plan policyholders within England, Scotland and Wales, who confirm their details with SunLife. Full terms and conditions via https://www.sunlife.co.uk/win/
4Upon receipt of required documents
5SunLife has 57.8% market share of all whole of life guaranteed acceptance plans bought directly. Source: ABI statistics issued in Nov 2018 for 12 month period to 30 Sept 2018 based on new Phoenix Life policy sales trading as SunLife.