SunLife Over 50 Life Insurance Review

  • The UK’s most affordable plan*, starting at £3.90
  • Free Welcome £100 Gift Card 
  • Monthly entry into £10,000 Big Cash Draw
  • Most popular Over 50s Plan

Read our Sun Life Over 50 Review before you buy

Did you know that SunLife is the UK’s most trusted over 50s life insurance provider?^ For over 200 years, they’ve been helping customers prepare their family for the future. And they were the first to offer life insurance without a medical. Today they’re a Gold Trusted Service Provider with the independent review company Feefo.

The Guaranteed Over 50 Plan is the nation’s favourite over 50s life cover^ and can help you protect your loved ones with a cash payout when you’re gone. Whether it’s to help towards your funeral or to leave a legacy behind for those closest to you, the plan could help you put some plans in place.

SunLife promise that your monthly payments will never go up and your cash sum will never go down.  

Why choose the SunLife Guaranteed Over 50 Plan

  • Guaranteed acceptance - for all UK residents aged 50-85
  • No medical or questions about your health - even if you smoke
  • UK’s most affordable plan* - from £3.90 to £74
  • 96% of claims paid within 3 days - no hassle for your loved ones
  • Monthly Big Cash Draw entry for a chance to win £10,000**
  • FREE £300 Funeral Benefit Option
  • FREE gift when you take out a plan
  • FREE first month.                                                                                          Get a Quote

Things to consider

The Guaranteed Over 50 Plan gives you full cover after two years. And if you pass away before then, SunLife will pay out everything you’ve paid plus half as much again.

The plan also includes accidental death benefit - so SunLife will pay the full cash sum if you die as the result of an accident, even if you’ve had your plan for less than two years.

Depending on how long you live, you could pay more in premiums than the cash sum paid out.

You need to ensure you keep up with your monthly payments or your plan will end and you won’t get anything back.

The cash sum is fixed so inflation will reduce its value over time.  

Please ensure you understand and are happy with the terms and conditions before taking out a plan.

The maximum cover level is £18,000.

The SunLife Guaranteed Over 50 Plan is provided by Phoenix Life Limited

^ More people trust SunLife with their over 50s life cover than any other provider. Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 12 months up to 30.12.2017

* £3.90 is the lowest fixed monthly premium on the market for this type of product, compared with the top 5 most popular providers, as at 24.04.2018.

**Big Cash Draw entry is open to Guaranteed Over 50 Plan policyholders within England, Scotland and Wales, who confirm their details with SunLife. Full terms and conditions via

SunLife Over 50 Plan

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