Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
What is the cost of dying in the UK in 2020? Image
20th Jan 2020

What is the cost of dying in the UK in 2020?

The cost of dying in the UK is now £9,493; an increase of 62% over the last decade. According to the Sunlife Cost of Dying report 2020, this increase which includes funeral expenses, professional fees and ‘send-off’ costs is slowing, however worryingly is still financially beyond many peoples reach.

What happens to my digital accounts when I die Image
16th Dec 2019

What happens to my digital accounts when I die

In this digital age of modern technology, much of our lives is spent online. Social media, online banking, gaming or music; the internet and electronic devices all play a crucial part.

Bereavement services in the UK Image
02nd Dec 2019

Bereavement services in the UK

Find out more about bereavement services and the support available near you. Including whether you are entitled to any cash allowances

Can you have more than one over 50s plan? Image
25th Sep 2019

Can you have more than one over 50s plan?

You can have more than one over 50s plan and beneficiaries can make multiple life insurance claims when you die. However, providers do restrict the maximum amount of life cover allowed per person.

What does the Funeral Planning Authority do? Image
26th Aug 2019

What does the Funeral Planning Authority do?

Prepaid funeral plans are regulated by the FCA but by the Funeral Planning Authority (FPA).

Jobs for over 50s at all time high Image
30th Jul 2019

Jobs for over 50s at all time high

2019 has been a bumper year for jobs for the over 50s, with employment levels at an all time high and growing numbers becoming self employed; but what is the real story behind the headlines?

The Problem with Pay Now, Die Later: Funerals Uncovered TV Programme Image
12th Oct 2018

The Problem with Pay Now, Die Later: Funerals Uncovered TV Programme

Frustration at the lazy, one sided, sensationalised way the documentary was filmed and sadness that this blatant scaremongering will now put some viewers off pre-arranging their funeral services with a funeral plan.

Equity Release Council Autumn 2018 Market Report Image
25th Sep 2018

Equity Release Council Autumn 2018 Market Report

The Equity Release Council Autumn 2018 Market Report is out and makes very interesting reading on the way we view property and the part it is starting to play in our retirement and later life planning.

Royal London National Funeral Cost Index Report 2018 Image
06th Sep 2018

Royal London National Funeral Cost Index Report 2018

The annual Royal London National Funeral Cost Index Report for 2018 has just been released and as usual makes interesting reading.

Celebrity funerals Image
04th Sep 2018

Celebrity funerals

Having read some of the fitting and beautiful tributes to Queen of Soul, Aretha Franklin who sadly died on the 16th August 2018 aged 76; it made me think about other famous celebrities who will be remembered in some way for their funeral as well as their achievements

Over50choices – the one stop shop for over 50s finance Image
01st Sep 2018

Over50choices – the one stop shop for over 50s finance

I know they say that time flies but Irsquo;m amazed that Over50choices is already celebrating its 5th year in business ndash; and what a 5 years it has been.nbsp; Read more....

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high Image
18th Jul 2018

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high; could you be doing the same?

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