How much does a funeral cost in 2025?

21st Jan 2025

Funerals

By Ashley Shepherd

The average cost of a funeral in the UK is £4,285, depending on the type of service you choose. Cremation is more popular and cheaper, costing £3,980 on average. At £5,198, burials are more expensive; plus there’s the additional cost of the burial plot to consider.

In this guide you will find:

Breakdown of funeral costs
Funeral costs in the UK by region
Can I get help with funeral costs?
Answers to your questions on funeral costs

What are the basic costs of a funeral?

The average cost of a basic funeral in the UK in 2024 is £4,285, a 3.5% increase on 2023. Burial costs remain the most expensive option at £5,198, whilst a cremation funeral on average costs £3,980.

Demand for direct cremation without a service has increased in recent years. With average costs of £1,597, this alternative to a more traditional funeral will have played a major part in the reduction of funeral costs; the first we have seen for almost 20 years.

So how much does a funeral cost in the UK in 2025?

The cost of a funeral in the UK in 2025 will depend on where you live, the type of funeral you choose and the services you include.

Breakdown of funeral costs

Basic funeral costs (funeral director and 3rd party costs) - £4,285
Additional funeral expenses - £2,861

What is included in the basic funeral costs?

Funeral director's costs in the UK

The funeral director’s costs include collection and care of the deceased, administration, viewing, the coffin, hearse, funeral cars for family and services on the day. The funeral director will also liaise with third parties and provide support for the family throughout the process.

Third party funeral costs

Third party funeral costs comprise of those essential services not provided by the funeral director. This includes the cremation or burial fees, the minister or celebrant’s fees (which currently average £169) and the doctor’s charges. 'In England and Wales, Doctor's fees may be required for cremations currently costing approximately £164.

What are the additional funeral expenses?

Additional funeral expenses are the services you choose as optional extras to personalise the service such as:

Memorial - £1,038
Limousine hire - £431
Venue hire £351
Catering £527
Order of service - £123
Flowers - £222
Death notices - £81

What are the professional fees?

Professional fees for administrating the estate may be necessary if probate is required, however this all depends on whether you decide to do it yourself or use the services of an expert.

For more information look at our guide to probate.

Funeral costs in the UK by region

The cost of a funeral varies throughout the UK. According to the Sunlife’s 2025 Cost of Dying report,as you may expect, London funeral costs are the most expensive, whilst Northern Ireland remains the cheapest place to die.

2024 UK funeral costs by region

London £5,449
South East & East of England £4,943
Yorkshire and Humber £4,031
East and West Midlands £4,233
North East England £4,047
South West England £3,966
North West England £4,297
Scotland £4,345
Wales £4,094
Northern Ireland £3,441

Can I get help with funeral costs?

Help with funeral costs is available through the government’s funeral payment scheme. This funeral expense payment is for people on low incomes claiming certain benefits. Whilst it doesn’t cover all funeral costs, the funeral payment can help with cremation or burial fees, transportation of the deceased and death certificates.

In addition, the funeral payment also provides up to £1,000 for additional funeral expenses such as the funeral director fees, flowers or the coffin.

You can also get help with funeral costs through the Bereavement Support Payment. This allowance is for bereaved spouses or civil partners under the state pension age. If eligible you receive a one-off bereavement support payment, plus 18 monthly payments, the rates for which depend on whether you have dependent children.

How to save on funeral costs

Funeral costs aren’t cheap and can cause many families serious financial hardship. Looking for ways to save money on the cost of a funeral means you can still give your loved one a send off, without having to break the bank.

Top tips for reducing funeral costs

Compare prices and get more than one quote
Choose a cheaper coffin
Opt for a cheaper cremation time
Spend less on flowers
Have the wake at home
Use your own cars
Don’t use stationary
Choose a direct cremation
Donate your body to science

If you’re looking to plan ahead, a prepaid funeral plan fixes costs at today’s prices, avoiding future inflation if costs rise.

Sharing your wishes will also help your family understand the type of funeral you would like, so they won’t spend money unnecessarily when the time comes.

Frequently asked questions about funeral costs

What is the most expensive part of funeral costs?

The most expensive part of funeral costs is often the funeral director’s costs. However, how expensive a funeral is will also depend on things like the coffin, transportation and burial plot prices.

Who pays for a funeral if there is no money?

If there is no money to pay for a funeral, the local authority has a legal duty to provide a small, dignified service, known as a Public Health Funeral.

Public Health Funerals are usually cremations with a short service for people to attend. The date and time of the service is chosen by the local authority and there are no extras such as viewing, flowers, cars or notices.

Is the next of kin responsible for funeral costs in the UK?

The family or the executor of the estate is usually responsible for paying funeral costs, however they are entitled to claim the money back from the deceased’s estate once settled.

Do the DWP pay for funerals?

The government’s funeral payment scheme can help people on low incomes claiming certain benefits with funeral expenses.

What is a pauper’s funeral?

A pauper’s funeral is a funeral that is paid for by the local council. Thankfully, the term pauper’s funeral is no longer used, having been replaced by the public health funeral.

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Please note: The material on this page is for general information only and does not constitute advice on funeral plans. Over50choices is an independent company and regulated by the FCA for insurance products only. We are not endorsing or recommending the products of any advertisements on this page.