Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Is Equity Release a good idea and is it safe? Image
13th May 2022

Is Equity Release a good idea and is it safe?

Equity release could be a good idea if you’re 55 or older and want extra money for retirement, home or garden improvements or perhaps to help family financially. But is it safe? We take a look to help you decide.

How much equity can I release from my home? Image
01st Mar 2022

How much equity can I release from my home?

The amount of equity you can release will depend on your personal circumstances. It can be as much as 60% of the property value however the value of your home and your age will dictate the maximum amount you can borrow

What can I use Equity Release For? Image
03rd Feb 2022

What can I use Equity Release For?

The Key Equity Release Report 2021 highlights the key uses of equity release in 2021. Read our summary, it could give you some ideas if your are considering release equity from your home.

Can equity release pay off an interest only mortgage? Image
21st May 2021

Can equity release pay off an interest only mortgage?

Looking for a way to pay off your interest only mortgage at the end of the term? Equity release could help. Find out how

What happens to equity release when you die Image
22nd Mar 2021

What happens to equity release when you die

Equity release is repaid when you die or move into long term care, usually from the proceeds of the sale of your property. Read more.

Over half of UK homeowners change equity release plans amid coronavirus pandemic Image
04th May 2020

Over half of UK homeowners change equity release plans amid coronavirus pandemic

Coronavirus has impacted virtually every aspect of our lives. The way we work, shop, socialise and manage our finances. After a brief period of normality following the drawn out Brexit saga, covid-19 has brought another wave of uncertainty to UK homeowners.

Does Martin Lewis like equity release? Image
05th Feb 2020

Does Martin Lewis like equity release?

So what does the Money Saving Expert really think of equity release, what should we be aware of and are there any alternatives.

Equity Release Council Autumn 2018 Market Report Image
25th Sep 2018

Equity Release Council Autumn 2018 Market Report

The Equity Release Council Autumn 2018 Market Report is out and makes very interesting reading on the way we view property and the part it is starting to play in our retirement and later life planning.

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high Image
18th Jul 2018

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high; could you be doing the same?

Equity Release myths debunked Image
22nd Apr 2018

Equity Release myths debunked

Equity release schemes have received their fair share of bad press in the past. Any comment to the effect that they might not be for everyone has been seized on as meaning that they are really for no one - these and other myths are just that ndash; simply not true.

Boom in equity release Image
19th Jul 2017

Boom in equity release

The research suggested that there has been a 30% surge in the number of the over 50s taking up the opportunities presented by equity releasenbsp;

How much is my house worth? Image
15th Dec 2015

How much is my house worth?

The key question how much is my house worth becomes more important when we are approaching our later years amp; making preparations for retirement planning

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