Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Is Equity Release a good idea in 2021? Image
22nd Sep 2021

Is Equity Release a good idea in 2021?

Equity release could be a good idea if want extra money for home or garden improvements, to help family financially or as additional retirement income. An equity release mortgage lets you free up tax free cash without having to move home and there are no monthly repayments. However releasing equity is not suitable for everyone.

How much equity can I release from my home? Image
05th Aug 2021

How much equity can I release from my home?

The amount of equity you can release will depend on your personal circumstances. It can be as much as 60% of the property value however the value of your home and your age will dictate the maximum amount you can borrow

Can equity release pay off an interest only mortgage? Image
21st May 2021

Can equity release pay off an interest only mortgage?

Looking for a way to pay off your interest only mortgage at the end of the term? Equity release could help. Find out how

What happens to equity release when you die Image
22nd Mar 2021

What happens to equity release when you die

Equity release is repaid when you die or move into long term care, usually from the proceeds of the sale of your property. Read more.

Over half of UK homeowners change equity release plans amid coronavirus pandemic Image
04th May 2020

Over half of UK homeowners change equity release plans amid coronavirus pandemic

Coronavirus has impacted virtually every aspect of our lives. The way we work, shop, socialise and manage our finances. After a brief period of normality following the drawn out Brexit saga, covid-19 has brought another wave of uncertainty to UK homeowners.

Does Martin Lewis like equity release? Image
05th Feb 2020

Does Martin Lewis like equity release?

So what does the Money Saving Expert really think of equity release, what should we be aware of and are there any alternatives.

Equity Release Council Autumn 2018 Market Report Image
25th Sep 2018

Equity Release Council Autumn 2018 Market Report

The Equity Release Council Autumn 2018 Market Report is out and makes very interesting reading on the way we view property and the part it is starting to play in our retirement and later life planning.

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high Image
18th Jul 2018

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high

Pensioners enjoy retirement ‘on the house’ as demand for lifetime mortgages hits an all time high; could you be doing the same?

Equity Release myths debunked Image
22nd Apr 2018

Equity Release myths debunked

Equity release schemes have received their fair share of bad press in the past. Any comment to the effect that they might not be for everyone has been seized on as meaning that they are really for no one - these and other myths are just that ndash; simply not true.

What can I use Equity Release For? Image
30th Oct 2017

What can I use Equity Release For?

You can use equity release for lots of different things. Speak to your family before buying. Read more here today

Top 5 reasons for releasing equity from your home Image
09th Aug 2017

Top 5 reasons for releasing equity from your home

Have you ever wondered what you would spend the cash on if you took an equity release loan to release money from your home?

Boom in equity release Image
19th Jul 2017

Boom in equity release

The research suggested that there has been a 30% surge in the number of the over 50s taking up the opportunities presented by equity releasenbsp;

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