Age UK Car Insurance Review

  • Defaqto 5-Star rating for 2018 and previously 2014-2018 (Defaqto provides an independent expert assessment of the product under offer)
  • Monthly payment of premium available at no extra cost (0% APR)
  • 24-hour accident helpline

Following you will find our independent comments and overview relating to Age UK’s car insurance; you can also compare car insurance quotes from over 90 companies by clicking on the "Get a Quote" button

Important Information

Following you will find our independent comments and overview relating to Age UK’s car insurance.

Our intention here is to make available to you something that might assist you if you’re attempting to compare car insurance policies. It might also be of considerable use in helping you to decide whether or not Age UK car insurance will be a suitable option for you going forward.

As is our normal practice with such reviews, we must point out that our Age UK car insurance review offers a summarised illustration of the providers’ total car insurance position and offering. In a situation where you were examining an actual quotation or car insurance policy from Age UK, the cover details may vary from what’s stated below. That’s due to the fact that once your exact individual circumstances are known and considered by the insurance provider, it may affect their cover options, conditions and costs.

As a result, our Age UK car insurance review should not be seen as an alternative to reading the eventual actual policy very carefully.

About Age UK

Age UK is a UK registered charity. It was formed and registered in 2009 and originally comprised “Age Concern” and “Help the Aged”. Its conceptual origins can be traced back to 1940.

Its basic proposition is to provide a range of services, support and approved financial products to people aged 50 and over.

It offers a range of insurance products specifically tailored to the over 5’s age group. Their car insurance offered is provided by a partner organisation “Aegis Insurance Ltd”. At the time of writing, Age UK has stated it will provide its over 50s car insurance product from a limited panel of insurance providers within “the next 12 months”.

Age UK car insurance options  

Age UK offers third party, third party fire and theft plus comprehensive cover.

Third Party only

  • Unlimited third party liability cover, for situations where successful claims are made against you for injuries you might have caused others or damage you’ve caused to their property. This is the legal minimum road use driving insurance as demanded by law. There is no protection for your vehicle at all;
  • the use of your car in the EU for up to a maximum of 180 days in the period of insurance (to third party only cover levels);
  • driving someone else’s car (third party cover only) providing the benefit is confirmed on the certificate of motor insurance;
  • emergency contact and support services.

Third Party, Fire and Theft

Age UK TPFT car insurance cover includes the basic elements of Third Party cover plus:

  • cover for damage to your own vehicle arising from fire or theft;
  • cover for permanently fitted audio and related equipment in your car;
  • trailer cover (max £350).

Fully Comprehensive

 

Additional extras

Age UK also proposes a number of additional optional extras to choose from (at cost):

  • motor legal protection expenses of up to £100,000;
  • key protection (this expands the key cover provided within the standard policy to include other keys such as your home and office);
  • excess protection;
  • breakdown cover.

Age UK Over 50s car insurance

Age UK’s car insurance products are aimed specifically at over 50s drivers and branded as such.

Although that is the case, younger drivers (drivers under 50) are not excluded.

Reasons why you may consider car insurance from AgeUK

Here are just a few of the reasons you might wish think about over 50s car insurance quotations from AgeUK when trying to compare car insurance:

  • 10% of all customers who took out an Age UK comprehensive car insurance policy between Feb 2017 and July 2017 paid £198.39 or less
  • Defaqto 5-Star rating for 2018 and previously 2014-2018 (Defaqto provides an independent expert assessment of the product under offer);
  • Feefo review level of 4.6/5 and awarded their “Gold Trusted Merchant” status (this is a verified review of the provider’s customer services based on external reviews);
  • no upper age limits;
  • monthly payment of premium available at no extra cost (0% APR);
  • 24-hour accident helpline;
  • good level of included EU driving cover;
  • no admin or cancellation fees;
  • an impressive selection of optional extras available, should you choose to purchase them to suit your individual circumstances and requirements;
  • no claims discount protection automatically provided (qualifying conditions apply);
  • guaranteed courtesy car - for an unlimited amount of time whilst your car is being repaired by an approved repairer if you have comprehensive cover.

As you may appreciate, the above statements may be subject to modification over time by Age UK, as the policy provider might change various aspects of their product’s details and cover levels without notice.

As is normal with all car insurance providers, Age UK’s provided car insurance policies will bring with them terms, conditions and exclusions. They may also be affected and therefore subject to variation, as a result of the individual driver’s/applicant’s or vehicle’s status. You may find that some of the above points relating to benefits and terms might not apply in your specific and individual circumstances.  

When looking for car insurance quotations or details relating to cover, it is imperative that you always provide full disclosure of all pertinent facts relating to your vehicle, driving licence status and any other information, as required by the company.

Car Insurance Quotes

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How to get an Age UK car insurance quotation

You will discover that it’s very convenient and also straightforward to use our over 50s car insurance comparison service in partnership with Quotezone.

This partnership will give you the ability to quickly compare car insurance quotations from over 90 UK companies including Hastings Direct,AXA, RAC Insurance, Swiftcover and Swinton etc. However, if you want an AgeUK car insurance quote you will need to go directly to their site.

The summary obtained will offer you a very broad-based snapshot view of a wide range of options, with the results showing some of the most attractive over 50s car insurance deals available in the market.

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