Personal Finance for the Over 50s


Ashleys Blog

Why Energy Users Should Compare Prices
October 8, 2015
Switching energy supplier has never been easier, whilst competition between the energy suppliers has never been greater.  Historically, the energy market has been dominated by the “big six” suppliers, British Gas, SSE, EDF Energy, E.On, ScottishPower and npower and they maintain that commanding position. However, in recent years, their market domination has been whittled away ...
Departure Lounge
October 5, 2015
It’s all happening with our local crematoria. One council-run crematorium, which currently occupies converted, Victorian cemetery chapels, has achieved unanimous, approval from councillors for replacement with a £7 million purpose-built facility. Meanwhile, the privately-run crematorium we primarily use is halfway through construction work for a second chapel and hospitality/catering suite. They’ve been canvassing all their ...
Seconds Matter Campaign
October 2, 2015
Rheumatoid arthritis is a painful, chronic and debilitating disease that causes inflammation, pain and swelling in the joints. It can have a devastating impact on your quality of life, making even the most simple of everyday tasks both painful and time-consuming.  The Premier Bathrooms Seconds Matter campaign is dedicated to raising the awareness of ...
British Expats Beware: Investment Advisers Can Seriously Damage Your Wealth
September 30, 2015
For those of us living in the UK, the days when financial advisers had carte blanche to take enormous (often hidden) commission from their clients as payment for the services that they provide are now over. The regulation of the financial industry, which is overseen by The Financial Conduct Authority, has led to ...
Bucket List Favourites for the Over 50s
September 28, 2015
If you are fifty plus and, perhaps, looking towards taking early retirement, it is high time to consider what projects, pursuits and adventures you might wish to undertake in the future. This list of objectives – commonly known as the “bucket list” - may be diverse and include all types of activity, ranging ...
What does the Funeral Planning Authority do?
September 18, 2015
The sale of prepaid funeral plans is not regulated by the Financial Conduct Authority (FCA) who regulate the majority of the UK's financial market, but by the Funeral Planning Authority (FPA). We asked the FPA to tell us what they were all about and what protection consumers received: The Funeral Planning Authority ...
Can’t Pay, Won’t Pay
September 10, 2015
I’m really keen to see that new film ‘Legend’, about the Kray twins. I have a friend with huge knowledge of London’s gangster scene during the 1960’s and it’ll be fascinating to see how this latest portrayal is approached. As a funeral director I occasionally have to suffer bad debts and there are times ...
Choosing an Equity Release Scheme - our top 10 tips
September 3, 2015
How do you choose the right equity release scheme when it's a once in a lifetime decision to make?  After all it's your home we are talking about and borrowing money on it in your later years is probably not what you planned. And then there are the horror stories of people losing ...

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Ashley Shepherd is an Over 50s Personal Finance Expert

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