Personal Finance for the Over 50s

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Soaring funeral costs see record levels of funeral plans sold
January 30, 2015
According to figures released by the Funeral Planning Authority (FPA), 147,325 were sold last year; that’s around 12,000 more than the previous year. With funeral costs continuing to rise at an alarming rate, it’s not surprising to see sales increase by 9% as more people become aware that they can ...
Cheaper energy bills are on the way!
January 28, 2015
So we now have a full set of energy price reductions by the big 6: here are the scores on the doors. This downward movement in prices has been brought about by the reduction in whole sale gas prices and some say this should have been done several months ago ...
Using an Equity Release Calculator to help decide on how much cash you could release?
January 23, 2015
There has been a great deal of publicity in recent months about the growth in popularity of what is known as “equity release” and how it can be used to free up some of the equity in your home to provide an immediate lump sum, to enhance your capital, ...
65 Plus Pensioner Bonds: now you see them now you don’t!
January 20, 2015
So the launch of the 65 Plus Guaranteed Growth Bonds, otherwise known as “pensioner bonds” has happened, but hurry whilst stocks, as you may have heard the NS&I website has crashed several times under the strain of the demand. So how do they work? Provided you are aged 65 plus and ...
5 Important Questions to Ask Before You File a Personal Injury Claim
January 19, 2015
When you are injured, either physically or psychologically, due to the actions of others, in most cases you are entitled to some type of compensation. Not only do you have expenses related to treatment and recovery, but injuries typically lead to a loss of income, reduced quality of life, ...
Cost-effective healthcare for the Over 50’s
January 13, 2015
No matter what your age, keeping in the optimum of health is important. So when your health goes wrong – maybe something major such as a bad back that prevents you from working and affects your quality of living, or something such as a niggling toothache that is just ...
Will the second hand pension market take off?
January 12, 2015
Recently, pensions minister Steve Webb proposed a new second hand pension market where pensioners could swap their income-paying annuities for a cash sum. It may sound like an attractive idea on paper but it’s a complex one to say the least. Firstly the most important point being, how can ...
Its grim up north
January 9, 2015
The hospitals are even more like war zones than usual, the mortuaries have run out of space and the crematorium is booked solid for at least the next two weeks. It can only mean one thing: another mild winter in Britain.  Personally I’d put up with any amount of wind, ...

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Ashley Shepherd is an Over 50s Personal Finance Expert

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