Compare Health Insurance

  tickAffordable Health Insurance at a price to suit you

tick  Compare the UK's leading health insurance providers

tick   Buy Online or Call free for advice


Complete just one form & compare health Insurance quotes with these leading companies:

 

compare health insurance


Price Match

  We'll give you £50 cash if you find a like for like policy cheaper elsewhere!

Compare Quotes

&

Save money!

  Bupa Health   Simpley Health Insurance   pruhealth health online     WPA   saga health insurance      

 

What are the benefits of health insurance?

These days private health insurance doesn’t have to break the bank; from cheap health insurance cover to more comprehensive health care plans; you can tailor your cover to suit your needs and your budget. The most important thing to do is shop around and compare health insurance quotes so you can be confident of getting the best level of cover for your money.


tick

  Access to top consultants and leading specialists  


tick

  Choice of consultant and private hospital (depending on insurer)


tick

  Speedy referral treatment avoiding lengthy NHS queues


tick

  Use of private hospitals usually with ensuite rooms, phones, TVs and good quality food


tick

  Unrestricted visiting hours for family and friends


tick

  Access to new treatments and drugs not available on the NHS


tick

  Free child insurance with certain products (adult cover required)

 

Types of health insurance


Health care Plans do vary but most insurers offer a range of basic, standard and comprehensive policies.  Most plans cover the cost of staying in a private hospital but the more comprehensive private healthcare policies also include consultation fees, tests, treatment and aftercare therapy. The following table explains this in more detail:


Private health insurance table

 

Quite simply the more you pay each month, the more cover your private health insurance will provide; it is therefore important to think about how much you want to pay and the level of cover you require.


Ways to reduce the cost

Once you have decided on the level of private medical insurance you want, there are usually a number of options available for you to tweak the cover which can also reduce the amount you pay each month.

For example you can:

·    

  • Agree to pay an excess meaning that you pay part of every claim. The more excess you pay, the lower your premium 


  • Agree to be treated by the NHS if the treatment can take place within a specified amount of time (e.g. 6 weeks)


  • Agree to pay a proportion of the full treatment costs, e.g. 25%. The higher the percentage you agree to pay, the lower your premium 


  • Agree to be treated by a selected number of private hospitals. This may mean you travel further but could reduce the amount you pay overall


Also some health insurance providers reduce payments through your ‘no claims bonus’ and a few offer additional discounts for people who live healthier lifestyles.


To see what is on available to you, click here to compare health insurance quotes; then if you want to talk through your options, help is on hand to guide you through the process of tailoring a private health insurance plan that truly meets your needs.

 
 

Why choose Over50choices

get quotes


Through our partnership with Family Insurance Services, you can compare health insurance quotes online with the UK’s leading private health care providers such as AXA PPP, Pru Health, Bupa, Simplyhealth and Aviva, all in just a few minutes.


If you want more information on any of the health insurance plans, Family Insurance Services are on hand to help.  You can email them, get them to call you or contact them; whichever you prefer. 

over 50s

How this
site works?

over 50s

personal finance newsletter

Sign up for our Newsletter

personal finance newsletter

Take part in our 2 minute Survey?

silver survey

We'd
love your feedback

over50choices feedback

Our trusted partners include

Our company is authorised and regulated by the Financial Conduct Authority.

We specialise in personal finance for the over 50s and are experts in Funeral Planning.With over 50 years financial services experience our aim is to make your life easier and to help you make better decisions. We speak your language and not industry jargon.

 Taking control of life.

Over50choices Ltd (Reg No. 8411985) 27 Horsewhim Drive Kelly Bray Cornwall PL17 8GL. Authorised & regulated by the Financial Conduct Authority (FCA 594280).

over50choices youtubeover50choices twitterover50choices facebook over50choices google plus