Light at the end of the tunnel
I had prostate cancer. When I was diagnosed the doctors told me that I had a ‘good’ chance of survival. A ‘good’ chance sounds ok doesn’t it; it sounds positive. But in my mind ‘good’ sounded weak and half-hearted; it sounded like I only had ‘a’ chance! It sounded anything but positive!
However Claire and I kept going, kept believing. We hung onto the word ‘good’ as if it was a life raft. It worked and after a very long 18 months things were looking really positive. Or so I thought!
Not the end
I wish that I could say that that was it but it wasn’t. There were some complications and a constant fear that ‘IT’ was still there. Every ache was another worry. Even today in my darkest moments I am scared and worried. I have had to have further tests, bits of bone removed and then even more tests. After all that though, the good news is that I am still clear of the enemy. Happy days!
A life changer
One thing that did happen during my time fighting prostate cancer was that I spent a lot of time thinking about the future.
My life in business had been great and I had enjoyed my rise up the greasy pole. I started at the bottom working in various branches of the Cheltenham & Gloucester. With spells at Egg, Sun Life Direct and the Stroud & Swindon Building Society, I ended up as the Marketing Director at AXA Wealth, one of the UK’s biggest dedicated wealth management companies.
I needed to use this experience; I needed to use it to help people like me, people my age. Why should others have to go through what I went through to realise the value of putting plans in place?
That time waiting around, getting better had made me focus on ‘people like me’. How could I help them? What did they need?
My answer was easy – they needed answers. They needed an honest, clear and simple approach to help them take control of life. During my fight against cancer I kept worrying whether I had done enough for Claire and my daughter Abby – were they adequately looked after? Had I left it all too late? I wanted to help others ‘plan’ and ‘take control of their lives’. Over50Choices was born.
Our passion became educating consumers on some less well known products, such as funeral plans and life insurance for the over 50’s. Having fought cancer, you’d think I would have wanted to set up a website that was far cheerier. Actually the harsh reality is that these are the products that we simply do not talk about but should!
There is a mass of information on the Internet and it is all too often complicated, written in gobbledygook and confusing. We knew that customers needed a trusted source of information, so we approached the Financial Conduct Authority and applied (successfully) for a license. This was important to us, as we wanted to be known for being above-board and honest. We cannot give advice, but we do provide choices and present them in plain English. We’ve done the hard work of searching the market to offer some of the best products available.
It seems a rare commodity these days. We used to be able to trust the banks and the financial institutions. Unfortunately nowadays we are more nervous, even anxious about where we put our money. That is why we set up Over 50Choices – we want to make life simpler for you, we want to encourage you to plan today, we want you to have the difficult discussions with your family and friends now, whilst it’s easier and then forget all about it.