Golden Charter 50 Plus Funeral Plans

golden charter funeral plans  Guaranteed to cover the cost of the Funeral Director's services

Golden charter reviews  Funeral Plans available from £3,625

golden charter trust  Monthly payment option available from £24.12


Why buy a Golden Charter plan with Over50choices?

intermediaries  Get a £100 online discount (or call us)

select plan  A Will is included with the plan & can be used by you or your family


Continue reading or find out how to apply online by clicking here

Please note that the Golden Charter 50 Plus range of funeral plans is the name given to plans

purchased through partners like ourselves: they are exactly the same as the plans on the main Golden Charter website.

More information about Golden Charter Funeral Plans

Why choose a Golden Charter Funeral Plan?

- Guarantees to cover the Funeral Director's costs

- You are guaranteed to be accepted regardless of the state of your health

- An £940 allowance is included for third party costs; Golden Charter have removed doctors fees from their allowance as the law has already been changed in Scotland to remove these and it's expected to follow in England and Wales.

- A Will is included with the plan: this is fully transferable to another family member if not required by the plan holder

- They provide national coverage working with 3,300 Independent Funeral Directors

- They provide the largest network of independent Funeral Directors in the country

- Should you die whilst on holiday in mainland UK, transportation of the body to your funeral director is free 

- All plans (apart from the fixed monthly payment plan) are fully transferable which means they can be used by any member of the family

- You have the flexibility to change your nominated Funeral Director if you move

- An expression of wish form is available on request for you to specify any personal wishes

- They offer a number of payment options helping you spread the cost

- They are recommended by the National Society of Allied and Independent Funeral Directors

- They are a Funeral Planning Authority (FPA) registered provider

What Golden Charter says...

"Consideration for others is the most common reason for taking out a funeral plan and peace of mind is the most common benefit. With a 50+funeral plan from Golden Charter, you choose the funeral you want and pay for your funeral director’ services at today’s prices, relieving your family of any worries and uncertainty at what will inevitably be a distressing time. 

Golden Charter works on behalf of the largest network of independent funeral directors in the UK- over 3,300 in fact- giving you the widest choice. Over 60% of funerals in the UK are carried out by independent funeral directors, and many of these are family run businesses that have served their communities for generations. We believe this offers you a local, personal service that makes a difference"


Types of Plan - Levels of Service

Golden Charter 50 Plus Funeral Plans

Call 0800 133 7656

 50+ Standard Plan 
 50+ Select Plan 
 50+ Premier Plan 

Your Payment Options

Our discounts & cashback will reduce these costs

Single Payment

£3,625 £3,995 £4,540

Instalments (1 to 20 years)

Yes Yes

Monthly Payments from


Funeral Directors fees & services

Yes Yes
Guidance on all funeral matters
Yes Yes
Registration, documentation & certification advice
 Yes Yes Yes
Transportation of deceased to funeral directors
Free Anywhere in UK Free Anywhere in UK
Free Anywhere in UK
Care of the deceased prior to funeral
Yes Yes Yes
Use of Chapel of Rest for visiting family
 No Yes Yes
Type of Coffin
Simple High Quality
Hearse Yes Yes Yes
Limousine (for family)
 No 1 Limousine
2 Limousines
Crmation/Burial & ministers fees
£940 £940 £940
Service at cemetery / crematorium
 Yes Yes Yes
Bereavement Support
Advice book
Yes Yes
Free cancellation period
30 Days
30 days
30 days
Cancellation fee after 30 days
 £199 £199

Payment Options

The following payment options are available with  Golden Charter funeral plans:

Payment in full

Choose the level of service that suits your needs and pay by cheque, debit or credit card.

Monthly payment options

Payment over 12 months: If you wish to pay 12 monthly payments you can, alternatively you can pay a minimum deposit of £99 and pay the balance any time within the 12 month period - useful if you wish to secure a plan and are waiting for funds etc.

Monthly Instalments: spread the cost of your funeral plan over 1 to 30 years 

- The 12 monthly Instalment option has no additional administration fees.

- You are covered for your services once you have completed your payments.

The following table shows the monthly payments for a 54 year old: payments do vary slightly be age, please ask for a quote


 Instalment term       3 years    5 year    10 years   20 years 
Standard Plan £111.93 £71.78 £42.09 £28.10
 Select Plan £123.35 £79.11 £46.39 £30.97
 Premier Plan £140.18 £89.90 £52.71 £35.20


Fixed Monthly Payments: Monthly payments that are payable for life or until you are 90

- Acceptance is guaranteed, you just need to be between the ages 50 and 75 and live in the UK.

- You are fully covered after an initial period of 2 years.

- Depending on how long you live there is a chance that you will pay more than the cost of your 


- If you cancel after the 30 day cooling off period, your services will not be provided and no money

  will be refund.


What are the differences?

The main differences between this option and the instalment option is that you will make monthly payments until your 90th birthday or until you die. 

You will also have full cover after 2 years, whereas with instalments should you die during the payment

term your family will need to make up the amount not yet paid (but secured at today's prices of course).


How to Apply

You can apply for the Golden Charter funeral a number of ways:

To apply by telephone - call us on our free phone number 0800 133 7656

To apply online - click here - to be taken to the Golden Charter 50 Plus website. 

You will receive a £100 online discount immediately


You will just need the following:

- Your name, address & date of birth

- Your nominated local independent funeral director if you have one, alternatively Golden Charter will select the closest local one for you if you prefer

- Your preferred payment option

- Your bank account details

Or you can request a brochure and application form using the brochure request button above.

Once you have applied, Golden Charter will confirm your details and you will receive your Certificate or Entitlement and Funeral Plan Summary within 28 days - you do of course have a 30 day period in which to cancel the plan, should you change your mind, with a full refund.

If a Golden Charter funeral plan isn't the one for you, please take a look at all of our other providers here at "funeral plan providers".

Our trusted partners include

  golden charter       dignity   coop 50 plus family insurance services energyshop  funeral planning authority

Over50choices Ltd (Reg No. 8411985) Coldharbour Barn Modbury Devon PL21 0SD. Authorised & regulated by the Financial Conduct Authority (FCA 594280).

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