Golden Charter 50 Plus Funeral Plans

golden charter funeral plans Guaranteed to cover the cost of the Funeral Director's services

Golden charter reviews Funeral Plans available from £3,625

golden charter trust Monthly payment option available from £24.12

How do Golden Charter plans compare?                                     Compare funeral plans

golden charter reviews  Golden Charter funeral plans offer a range of service levels and here at Over50choices   whilst we don't sell their plans we can advise you on how they compare with other      providers so you can be sure of getting the right plan. In May 2017, the main      three Golden Charter plans were only awarded 3 Stars by the independent financial research company Defaqto

More information about Golden Charter Funeral Plans

Why choose a Golden Charter Funeral Plan?

- Guarantees to cover the Funeral Director's costs

- You are guaranteed to be accepted regardless of the state of your health

- An £940 allowance is included for third party costs; Golden Charter have removed doctors fees from their allowance as the law has already been changed in Scotland to remove these and it's expected to follow in England and Wales.

- A Will is included with the plan: this is fully transferable to another family member if not required by the plan holder

- They provide national coverage working with 3,300 Independent Funeral Directors

- They provide the largest network of independent Funeral Directors in the country

- Should you die whilst on holiday in mainland UK, transportation of the body to your funeral director is free 

- All plans (apart from the fixed monthly payment plan) are fully transferable which means they can be used by any member of the family

- You have the flexibility to change your nominated Funeral Director if you move

- An expression of wish form is available on request for you to specify any personal wishes

- They offer a number of payment options helping you spread the cost

- They are recommended by the National Society of Allied and Independent Funeral Directors

- They are a Funeral Planning Authority (FPA) registered provider

What Golden Charter says...

"Consideration for others is the most common reason for taking out a funeral plan and peace of mind is the most common benefit. With a 50+funeral plan from Golden Charter, you choose the funeral you want and pay for your funeral director’ services at today’s prices, relieving your family of any worries and uncertainty at what will inevitably be a distressing time. 

Golden Charter works on behalf of the largest network of independent funeral directors in the UK- over 3,300 in fact- giving you the widest choice. Over 60% of funerals in the UK are carried out by independent funeral directors, and many of these are family run businesses that have served their communities for generations. We believe this offers you a local, personal service that makes a difference"

Types of Plan - Levels of Service

Golden Charter 50 Plus Funeral Plans

Call 0800 133 7656

 Type of plan    50+ Standard Plan   50+ Select Plan   50+ Premier Plan 

Your Payment Options

Single Payment £3,625 £3,995 £4,540
Instalments (1 to 20 years) Yes Yes Yes
Monthly Payments from £24.12 £26.58 £30.20
Funeral Directors fees & services Yes Yes Yes
Guidance on all funeral matters Yes Yes Yes
Registration, documentation & certification advice  Yes Yes Yes
Transportation of deceased to funeral directors Free Anywhere in UK Free Anywhere in UK Free Anywhere in UK
Care of the deceased prior to funeral Yes Yes Yes
Use of Chapel of Rest for visiting family  No Yes Yes
Type of Coffin Simple High Quality Superior
Hearse Yes Yes Yes
Limousine (for family)  No 1 Limousine 2 Limousines
Crmation/Burial & ministers fees £940 £940 £940
Service at cemetery / crematorium  Yes Yes Yes
Bereavement Support Advice book Yes Yes
Free cancellation period 30 Days 30 days 30 days
Cancellation fee after 30 days  £199 £199  £199

Payment Options

The following payment options are available with  Golden Charter funeral plans:

Payment in full

Choose the level of service that suits your needs and pay by cheque, debit or credit card.

Monthly payment options

Payment over 12 months: If you wish to pay 12 monthly payments you can, alternatively you can pay a minimum deposit of £99 and pay the balance any time within the 12 month period - useful if you wish to secure a plan and are waiting for funds etc.

Monthly Instalments: spread the cost of your funeral plan over 1 to 30 years 

- The 12 monthly Instalment option has no additional administration fees.

- You are covered for your services once you have completed your payments.

The following table shows the monthly payments for a 54 year old: payments do vary slightly be age.

 Instalment term       3 years    5 year    10 years   20 years 
Standard Plan £111.93 £71.78 £42.09 £28.10
 Select Plan £123.35 £79.11 £46.39 £30.97
 Premier Plan £140.18 £89.90 £52.71 £35.20

Fixed Monthly Payments: Monthly payments that are payable for life or until you are 90

- Acceptance is guaranteed, you just need to be between the ages 50 and 75 and live in the UK.

- You are fully covered after an initial period of 2 years.

- Depending on how long you live there is a chance that you will pay more than the cost of your 

  funeral.

- If you cancel after the 30 day cooling off period, your services will not be provided and no money

  will be refund.

What are the differences?

The main differences between this option and the instalment option is that you will make monthly payments until your 90th birthday or until you die.

You will also have full cover after 2 years, whereas with instalments should you die during the payment

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