Cash ISA

Cash ISA’s are one of the rare things that the taxman doesn’t get his hands on.  Quite simply they are tax free havens for your cash, so what you earn in interest you keep!

Individual Savings Accounts (ISA) work in a similar way to ordinary easy access savings accounts.  You can pay in and withdraw money whenever you like, unless you have opted for one of the fixed rate choices which usually offer a higher rate of interest.

You need to be at least 16 years of age and the maximum you can invest in any one year is £5,790 but as you can do this every year, they can accumulate into a sizable sum.

Choosing the right Cash ISA will depend on whether you want to open a new account, transfer an existing ISA or opt for a fixed rate, so it’s worth checking out the latest offers and reading the small print.

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