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Equity Release Calculator 2021

lifetime mortgage calculator

Unlock tax-free cash from your home

A free equity release guide will be emailed to you
Get exclusive preferential rates
No obligation to proceed
FCA Regulated

We are a leading over 50s specialist - we compare over 400 products to bring you the best deals.

So confident are we of finding you the best quote, we will give you a £500 M&S Voucher if you find a better one!

How this service works

Step 1

Get a quote

Getting a quote takes less than 60 seconds

Step 2

Speak to us

Our advisers will answer your questions for free and without any obligation.

Step 3

Time to think

Once we have found you the the best deal on the market, take your time to consider your options.

Step 4

Going ahead

When you're ready to apply call us and we'll take care of the paperwork for you.

Ways to contact us

Call 0800 133 7656

Arrange a callback

Try the calculator

Email us

Frequently asked questions

What is equity release?
- Equity release, or Lifetime Mortgage is a tax free way to unlock some of the cash tied up in your home if you’re over the age of 55. The money can be released in one go, or in smaller amounts as required.
  
  It can be used for home or garden improvements, to pay off existing debts or mortgages, for holidays, to help family get a foot on the housing ladder or to improve retirement funds by supplementing their pension pot.
Will i still own my home?
- Yes, you will still own your home, whether you live in it or need to move into a retirement or nursing home at a later date.
How much cash could I release?
- This depends on your age and property value - a good starting point is to use the calculcator to see how much cash you could release today.
Will my family lose their inheritance
- No, but it will be reduced as the money you release will of course need to be repaid once the property is sold. Ask our advisers about the Inheritance Protecton Scheme to see how you could protect your inheritance.

Please note:

Please note that equity release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks, ask for a personalised illustration.

All deals subject to eligibilty.

Over50choices Ltd is a member of the Equity Release Council and offers an independent service created to help customers find the best equity release quote and most suitable plan for their needs. We do not provide any financial advice. Instead, we work with Age Partnership who search and compare equity release products from the UK’s leading providers. The quotation service is free to use and you are under no obligation to accept any of the quotes you receive.

*£500 M&S Voucher is supplied by Age Partnership and is based on a like for like quote basis.