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How much life insurance do I need?

The cost of life insurance in the UK depends on several factors; the type of life insurance you need, be it term, whole of life or guaranteed; your age and depending on the cover, your health and lifestyle. Therefore, understanding how they work and the associated costs is key.

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no medical insurance

No medical life insurance is basically life insurance without a medical examination or questionnaire in the application. You are covered automatically regardless of the state of your health, which is why they are also often referred to as ‘guaranteed life insurance’ plans.

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life insurance tips

Little wonder, therefore, that the Money Advice Service suggests that if members of your family depend in any way on your income, you are likely to need life insurance.

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over 50s life cover

What we need to achieve can change as we age and progress throughout the life cycle.  For example, younger new parents in their 30s may have a very different set of criteria for life cover than someone who is in their 60s.

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