The Open Direct Cremation Review

  • Offers a local direct cremation service where possible
  • Includes an allowance of £840 for third party costs
  • One of the more expensive direct cremation plans reviewed
  • Collection from place of death but only within working hours

Please click on the link if you want to know more about "What is a direct cremation?"

Who is Open?

Open Prepaid Funerals Ltd began trading in 2003, working with independent funeral directors throughout the UK however it is not clear from the information provided just how wide spread the funeral directors are.

Also it states on their website that they are in the process of becoming registered with the Funeral Planning Authority, however this message was added in November 2016 and they are still not on the FPA’s list of approved members.

What plans do they offer?

Open offer four plans in total; one direct cremation plan and three traditional plans with a funeral service. For the purposes of this review we will be concentrating on the direct cremation plan:

Open direct cremation plan – the price of the Open direct funeral plan is £1,895, so towards the top end of the companies we have reviewed. For that you get a simple cremation without a funeral service, which includes collection at the place of death within working hours, a basic coffin suitable for cremation, an allowance of £840 towards the cremation fees and doctors’ fees if still applicable and ashes scattered or available for collection.

Where possible Open aim to work with local independent funeral directors who would be appointed by them when you take the plan out.

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Will there be more for my family to pay when the time comes?

Although the allowance in the Open direct funeral plan is generous at £840, it does mean that the family could have more to pay when the time comes, if the cremation fees and doctor’s fees if still applicable are above this amount.

In addition, collection states it is within working hours, therefore the funeral director could charge an additional fee if not within their core business hours.

Finally as the ashes are only available for collection, there may be a charge if a courier service is required for delivery to a specific address.

How can I be sure my money is safe?

When you buy an Open direct funeral plan your money is held in a trust fund which is a completely separate entity. Therefore if anything did happen to Open, the trust with your money in it remains in place and ready to pay for the direct funeral services.

How can I pay for my direct funeral plan?

With a Single Payment

The cheapest way to buy and Open direct funeral plan is to either pay in one go or over 12 months as the cost is the same.

Monthly Instalments

If you prefer to spread your payments then there are instalment options between 1 and 10 years. You do pay more for all instalment options greater than 1 year and there is a deposit of £195.

Is there an age limit for the Open Direct Cremation Plan?

As long as you are 18 or above you can buy a plan.

Can I cancel my plan?

You can cancel your Open direct funeral plan at any time and receive a full refund of any money paid.

What happens if I move home?

If you move within the UK then Open Prepaid state that they will ‘endeavour’ to place the plan with another independent funeral director closer to your new address.

Our Open Prepaid Direct Cremation review verdict

The Open direct cremation plan is towards the top end of plans reviewed in terms of price. The allowance included in the plan for cremation fees and relevant third party costs is fairly generous at £840 however it is just an allowance and not a guarantee. Obviously the funeral director will choose a crematorium that will offer competitive cremation charges, however this may not be as economical as those more dedicated direct cremation companies who have an ongoing relationship and therefore stronger buying power with particular crematoriums.

Open Prepaid work with independent funeral directors throughout the UK but it is unknown as to how widespread these are and therefore just how local the service would be.

In addition it would be interesting to understand Open Prepaid’s relationship with the Funeral Planning Authority as to why, after so long they are still not a registered member.   

Our Offer

We recommend the Pure Cremation direct funeral plan and will be bappy to answer your questions over the phone on

0800 133 7656

or you can request a brochure to find out more.

Request a brochure

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