Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
£400bn of wealth to be left by grandparents in their Wills Image
24th Apr 2017

£400bn of wealth to be left by grandparents in their Wills

A recent news story in the Daily Mail says that a #39;cascade of wealth#39; of more than pound;400billion is set to flow to younger generations from their grandparentsrsquo; Wills in the coming years.

Reducing the cost of your funeral bill Image
12th Apr 2017

Reducing the cost of your funeral bill

Who is going to pay the costs for your funeral when you die? It might seem like the kind of macabre question that is best not asked but...

When the time comes: Your guide to prepaid funeral plans Image
23rd Mar 2017

When the time comes: Your guide to prepaid funeral plans

Only a shocking 16% of Brits aged 45 and above have a prepaid funeral plan in place. And those without a funeral plan donrsquo;t realise how affordable a plan could be and how easy it is to set one up.

Are you prepared for the long term residential care time bomb? Image
23rd Mar 2017

Are you prepared for the long term residential care time bomb?

Shocking research from Royal London shows people who go in to residential care could face bills from pound;50,000 to pound;93,000 at the end of their life.

How do I find a financial adviser? Image
21st Mar 2017

How do I find a financial adviser?

There is no lsquo;rightrsquo; or lsquo;wrongrsquo; in terms of which approach you adopt. Just be clear as to what advice yoursquo;re getting, ensure that itrsquo;s from a highly qualified and reputable source

How much is my house worth? Image
21st Mar 2017

How much is my house worth?

Over-optimistic pricing is often one of the biggest single factors in delaying a sale ndash; so try to avoid that if at all possible.

Energy switching powering ahead according to Ofgem Image
21st Mar 2017

Energy switching powering ahead according to Ofgem

For anyone much over the age of say 40-45, the idea of constantly changing energy suppliers still seems strange. Many of us can remember when the energy suppliers were nationalised and market choice was limited to non-existent

Top tips to help you compare health insurance plans Image
21st Mar 2017

Top tips to help you compare health insurance plans

Over 5 million people in the UK have some form of health insurance - and itrsquo;s popular for a reason. There are so many advantages to investing in health insurance including high quality care, more choice, value for money and peace of mind.

Grieving families may be forced to take loans as the death tax rises by up to 9,202%  Image
13th Mar 2017

Grieving families may be forced to take loans as the death tax rises by up to 9,202%

From May, grieving families could be forced to take out short-term loans in order to implement the probate process suggests Government analysis, following an increase to fees.

Holidays Ideas for the Over 50s, 60s and 70s Image
10th Feb 2017

Holidays Ideas for the Over 50s, 60s and 70s

There has probably never been a better time for us over 50s to get out and see the world; of course, you should be selective and look at holiday types that arenrsquo;t just targeted at the over-50s but are also of a type you have good reason to believe yoursquo;ll enjoy

Will an over 50 life insurance plan pay for my funeral? Image
31st Jan 2017

Will an over 50 life insurance plan pay for my funeral?

Sooner or later, someone will have to pay for your funeral when you die. The question is whether you are going to make it easier for your surviving family or friends to foot that bill by taking action now in order to make provision for the future.

How much is private health insurance going to cost me? Image
19th Jan 2017

How much is private health insurance going to cost me?

Letrsquo;s talk about health insurance by answering some of the questions yoursquo;ve asked us about this important subject.

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