Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Protecting your wellbeing with health insurance ..... and a garden! Image
02nd Jun 2017

Protecting your wellbeing with health insurance ..... and a garden!

Donrsquo;t worry, I havenrsquo;t finally lost the plot or gone mad.nbsp;according to research, gardening can also have a massive impact on both your physical and mental health

Mortgage debt and life insurance Image
25th May 2017

Mortgage debt and life insurance

Sometimes, the figures really do speak for themselves. In this instance, just two statistics suggest that the average homeowner in the UK has insufficient life insurance to cover their outstanding mortgage

Prepaid Funeral Burial Plans Review Image
25th May 2017

Prepaid Funeral Burial Plans Review

Compared to cremation funerals, burial costs can be considerably higher, mainly because of the cost of burial plots. As the majority of plan providers only include an allowance in their funeral plans to help with the actual burial or interment fees

Will Equity Release be part of your journey? Image
24th May 2017

Will Equity Release be part of your journey?

You only need to look to the internet to know that equity release schemes are growing in popularity, with a wide range of companies advertising their free equity release calculator services so you can see for yourself just how much you can borrow.

How much does it cost to buy a burial plot? Image
17th May 2017

How much does it cost to buy a burial plot?

A question I get asked a lot is lsquo;how much does it cost to buy a burial plotrsquo; to which I usually reply lsquo;how much is a piece of stringrsquo;. I am not meaning to be facetious or unhelpful but the cost of burial plots or burial lairs as they are known in Scotland really do vary that much

Are funeral plans regulated by the FCA? Image
16th May 2017

Are funeral plans regulated by the FCA?

Even the cheapest funeral plans cost a fair chunk of money though, so if you are committing to a prepaid funeral plan, you want to be certain that your money is safe.

The Gift of Life Insurance Image
12th May 2017

The Gift of Life Insurance

It may not seem like the obvious gift but the decision to buy life insurance or life assurance as it is also referred to could be one of the most important decisions your ever make

Why we recommend Dignity Funeral Plans Image
07th May 2017

Why we recommend Dignity Funeral Plans

Having been in the prepaid funeral plan market for quite some time, we have gained a much greater understanding of what our customers are looking for when considering buying a prepaid funeral plan, which is one of the reasons why we recommend Dignity Funeral Plans

Martin Lewis Over 50 Life Insurance Review Image
02nd May 2017

Martin Lewis Over 50 Life Insurance Review

When it comes to over 50 life insurance Martin Lewis does not mince his words. It's fair to say that the renownedmoneysavingexpert is rather scathing but it is worth pointing out that like other comparison companies such as Moneysupermarket, Go Compare and Confused.com, Mr Lewis does still sell this type of guaranteed acceptance plan on his website.

The New Over 50 Life Insurance Plan Image
28th Apr 2017

The New Over 50 Life Insurance Plan

I have written many blogs and articles over the years about Over 50 plans, from choosing the best over 50 life insurance plan to how to get more life insurance cover for your money but more recently there have been a number of changes to certain plans which I thought were worth talking about.

Being Clear on Funeral Plans Image
28th Apr 2017

Being Clear on Funeral Plans

Itrsquo;s good to see more people are coming to terms with the prospect of planning their funeral in advance with a funeral plan but there is obviously still some confusion over certain aspects; be it with the actual funeral plans themselves or funeral planning in general

Are cremation funerals cheaper than burial funerals? Image
26th Apr 2017

Are cremation funerals cheaper than burial funerals?

A choice all of us will need to make in our lives whether it is for ourselves or those we care about is whether we should opt for a cremation funeral or a burial funeral.nbsp;

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