Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Do over 50s get poor car insurance deals?

The risk of an older driver killing a pedestrian in a road traffic accident (one of the most expensive, or ldquo;catastrophicrdquo;,nbsp;risks as far as insurers are concerned) is lower than that for a middle-aged driver and half that of drivers aged under 25

Can I use NHS Hospitals if I have health insurance? Image

17th Jan 2018

Can I use NHS Hospitals if I have health insurance?

The short and simple answer is yes you can, but that simple and straightforward answer rather begs another question ndash; if the NHS is free and universal, why have private medical insurance?

Pension scam - take care of your pension pot Image

15th Jan 2018

Pension scam - take care of your pension pot

It is an unfortunate fact of life that there are plenty of people out there who will be only too keen to remove your money from you by whatever means possible. That includes your pension lump sums or ldquo;pension potrdquo; as theyrsquo;re sometimes called.

The importance of setting up a Will Image

11th Jan 2018

The importance of setting up a Will

One of the major problems faced by many people, however, is that the legal jargon and terminology involved in writing a Will can be bewildering. Plus, there is also a common misconception that making a Will needs help from a solicitor ndash; which may be expensive.nbsp;

What is the best health insurance 2018? Image

09th Jan 2018

What is the best health insurance 2018?

Have you decided to look for a health insurance plan in 2018? If so, what type and level of cover do you expect and how much are you prepared to pay for it?

Which is best single or mult -trip travel insurance? Image

08th Jan 2018

Which is best single or mult -trip travel insurance?

This article will discuss what you need to know when buying cover, so you can make an informed decision as to which option is the most appropriate for you.nbsp;

Over 50 and need health insurance? Image

03rd Jan 2018

Over 50 and need health insurance?

Are you put off the thought of private health insurance because of your age and what it is likely to cost?nbsp;The good news is that it might not prove as expensive as you think, since there are ways of reducing the cost of over 50 health insurance, making it an affordable option.

19th Dec 2017

Funeral Plan Market

The Funeral Plan market has grown dramatically over recent years and as a result has become rather confusing and in some ways misleading.When I say misleading, I am not talking about funeral plans as such: although there are some areas that require clarification.nbsp;

Getting a Clean Bill of Health with the NHS Health Check Image

04th Dec 2017

Getting a Clean Bill of Health with the NHS Health Check

Although we may take it for granted, the state of our health is of the utmost importance and can have a serious impact on the way we live our lives. As we get older, the risks to our health become more apparent, so the need to get and stay fit increases.

Choosing Private Health Insurance over the NHS Image

29th Nov 2017

Choosing Private Health Insurance over the NHS

One of the primary reasons people choose private health care is to speed up the treatment process; so I was interested to read a recent article on the BBC news website about NHS targets

Another Nail in the Coffin for Prepaid Funeral Plans? Image

23rd Nov 2017

Another Nail in the Coffin for Prepaid Funeral Plans?

It was with mixed emotions that I read the Mail on Sundays report on the illegal tactics one prepaid funeral plan provider is reported to have been using to so say bully customers into buying their prepaid funeral plans.

What can I use Equity Release For? Image

30th Oct 2017

What can I use Equity Release For?

With so many uses it#39;s not surprising to hear that the number of people of releasing equity from their own has risen again to a whopping pound;824m being released in 3 months, between July and September 2017 which is a 44% increase on the previous year.