Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
What can I use Equity Release For? Image
30th Oct 2017

What can I use Equity Release For?

With so many uses it#39;s not surprising to hear that the number of people of releasing equity from their own has risen again to a whopping pound;824m being released in 3 months, between July and September 2017 which is a 44% increase on the previous year.

The Best Way to Compare Funeral Plans Image
30th Sep 2017

The Best Way to Compare Funeral Plans

Having read an article recently lsquo;Prepaid Funeral plans; what you need to know before you buyrsquo; I felt compelled to put pen to paper (or whatever the equivalent is these days in our new super high tech world) and clarify a few point; in particular the best way to compare funeral plans.

Are Monthly Payment Funeral Plans a Good Idea? Image
21st Sep 2017

Are Monthly Payment Funeral Plans a Good Idea?

Given the rising cost of funerals and the low interest rates on savings, there is little wonder that funeral plans, allowing you to save money by fixing funeral costs at todayrsquo;s prices are a good idea; but what about monthly instalment funeral plans?nbsp;

Funeral Costs are on the increase once again Image
18th Sep 2017

Funeral Costs are on the increase once again

Another year has slipped by which heralds the publication of the SunLife Cost of Dying Report 2017 ndash; not a publication you would immediately subscribe to but interesting reading all the same

Funeral Guide to Prepaid Funeral Plans Image
13th Sep 2017

Funeral Guide to Prepaid Funeral Plans

These days you can find a wealth of information on funerals; be it a funeral guide that may prove helpful when making funeral arrangements either in advance or at time of need.nbsp;

Are you one of the 3 million people that have switched Energy Supplier this year? Image
11th Aug 2017

Are you one of the 3 million people that have switched Energy Supplier this year?

UK Energy the trade association for the energy industry has reported that over three million people have now switched energy supplier, that#39;s up 14% on last year.

Top 5 reasons for releasing equity from your home Image
09th Aug 2017

Top 5 reasons for releasing equity from your home

Have you ever wondered what you would spend the cash on if you took an equity release loan to release money from your home?nbsp;Did you know that if you are aged 55 and over you could release around half of your property#39;s value in a tax tree lump sum?

What will you do with your Pension Pot? Image
09th Aug 2017

What will you do with your Pension Pot?

Since the pension rules changed in April 2015 the way people access their pension pots unsurprisingly has changed, but what about your pension pot?

How to choose the best health quotes when looking for insurance Image
04th Aug 2017

How to choose the best health quotes when looking for insurance

Itrsquo;s not just all about the money when choosing the best health quotes. I agree cost is important but choosing a cheap healthcare insurance plan may be a bad move when you discover the condition you are claiming for isnrsquo;t covered

Is there an ASDA Funeral Plan? Image
01st Aug 2017

Is there an ASDA Funeral Plan?

In a word ndash; NO ndash; there is no such thing as Asda Funeral Plans; or for that matter there is also no such thing as Tesco Funeral Plans, Sainsburys Funeral Plans, Waitrose Funeral Plans or Morrisons Funeral Plans.nbsp;

Boom in equity release Image
19th Jul 2017

Boom in equity release

The research suggested that there has been a 30% surge in the number of the over 50s taking up the opportunities presented by equity releasenbsp;

Funeral Plans – A Perfect Storm? Image
11th Jul 2017

Funeral Plans – A Perfect Storm?

All is not calm in what would appear to be the somewhat muddied waters of the funeral plan market according to recent research carried out by Fairer Finance

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