Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Annuity rates take a dive! Image
29th Oct 2014

Annuity rates take a dive!

Just when you thought things couldnrsquo;t get any worse for annuities, the latest reports talk of further blows to the much maligned insurance plan.

How to choose the best health insurance plan Image
28th Oct 2014

How to choose the best health insurance plan

The best private health insurance plan really depends on your needs so will vary. Read more here

Winter is coming: is now the time to freeze your rising energy bills? Image
24th Oct 2014

Winter is coming: is now the time to freeze your rising energy bills?

Our advice is that you should shop around every 6 months to see if you can save money by switching energy supplier

Pension Changes 2015: How will they affect you? Image
23rd Oct 2014

Pension Changes 2015: How will they affect you?

So what are the key pension changes 2015? You can read more about them here in this easy to read article

The piggy bank home Image
21st Oct 2014

The piggy bank home

An increasing number are seeing properties as big fat piggy banks that can be dipped into with an equity release loan.

Report reveals thousands would rather face debt than look for a cheaper funeral Image
14th Oct 2014

Report reveals thousands would rather face debt than look for a cheaper funeral

Royal London Report shows that funeral costs are rising again, making paying for a funeral more stressful for some

Direct Cremation – The McDonalds of the funeral industry? Image
10th Oct 2014

Direct Cremation – The McDonalds of the funeral industry?

Direct Cremation; sounds nice doesnrsquo;t it? Surely a simple cremation canrsquo;t be the funeral directorrsquo;s equivalent of the fast food industry?

Smart meters to cost £11bn: Now that’s a lot of electricity! Image
10th Oct 2014

Smart meters to cost £11bn: Now that’s a lot of electricity!

Smart meters and switching energy suppliers could save you pound;100#39;s Read more

Over 50 Travel Insurance: Have you got it covered? Image
08th Oct 2014

Over 50 Travel Insurance: Have you got it covered?

The fifty plus age group not reading the small print on their over 50 travel insurance policies, potentially rendering them uninsured

Sun Life Cost of Dying Report 2014: the facts Image
06th Oct 2014

Sun Life Cost of Dying Report 2014: the facts

Cost of dying report from Sun Life is expected to show further increases in funeral costs. For an independent view read more here

The biggest losers of not making a Will Image
02nd Oct 2014

The biggest losers of not making a Will

New intestacy rules come into effect 1st Oct 2014 see who the biggest loser is by not making a Will. Read on

Saying Goodbye to the Tax Disc Image
30th Sep 2014

Saying Goodbye to the Tax Disc

After 93 years of service, the tax disc will be no more. The tax disc has ceased to be; expired; gone to meet its maker; is bereft of life; it is an EX Tax Disc

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