Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
The biggest losers of not making a Will Image
02nd Oct 2014

The biggest losers of not making a Will

New intestacy rules come into effect 1st Oct 2014 see who the biggest loser is by not making a Will. Read on

Saying Goodbye to the Tax Disc Image
30th Sep 2014

Saying Goodbye to the Tax Disc

After 93 years of service, the tax disc will be no more. The tax disc has ceased to be; expired; gone to meet its maker; is bereft of life; it is an EX Tax Disc

Discover the best and worst in the quality of elderly care in England Image
25th Sep 2014

Discover the best and worst in the quality of elderly care in England

Making the decision to place your loved one in a care home is a difficult one, but it can be equally difficult to find the right care home Read more

No more Stamp Duty on properties worth less than £500,000? Image
13th Sep 2014

No more Stamp Duty on properties worth less than £500,000?

You see stamp duty is just too big an earner for the government, so cutting this form of tax to this level would cost them and us, the tax payer, over pound;4bn

Want a nicer ISA? Image
10th Sep 2014

Want a nicer ISA?

The average interest rate on a 1 year Cash ISA has plummeted by a whopping 40% over the last 3 years. Read more

Tempting tax breaks Image
05th Sep 2014

Tempting tax breaks

From April 2015 there will be an opportunity to withdraw all your pension pot in one go and spend it, or better still invest it

When will interest rates rise? Image
21st Aug 2014

When will interest rates rise?

When will interest rates rise Mr Carney? Call me a cynic but my money is on it being after the general election in May 2015! Watch this space.

Confused over Equity Release? Image
18th Aug 2014

Confused over Equity Release?

It would appear from a survey recently released by Aviva that people are still rather confused when it comes to equity release

Getting old sucks! Image
15th Aug 2014

Getting old sucks!

There are so many things about getting old that I just donrsquo;t like. Read on to find out what!

Why do people buy Prepaid Funeral Plans? Image
13th Aug 2014

Why do people buy Prepaid Funeral Plans?

I realise that people buy a funeral plan for a whole host of reasons. Read on to look at them in more detail

New pensions
29th Jul 2014

New pensions "advice" a disaster waiting to happen?

The term guaranteed guidance is not advice with a capital A. Many people will not take this pensions advice and be left at risk. Read more

Why do I need a Will? Image
25th Jul 2014

Why do I need a Will?

Unfortunately the need for making a Will is a question asked and dismissed by almost two thirds of the UK. Read more

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