Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Annuity rates take a dive! Image
29th Oct 2014

Annuity rates take a dive!

Just when you thought things couldnrsquo;t get any worse for annuities, the latest reports talk of further blows to the much maligned insurance plan.

Winter is coming: is now the time to freeze your rising energy bills? Image
24th Oct 2014

Winter is coming: is now the time to freeze your rising energy bills?

Our advice is that you should shop around every 6 months to see if you can save money by switching energy supplier

Pension Changes 2015: How will they affect you? Image
23rd Oct 2014

Pension Changes 2015: How will they affect you?

So what are the key pension changes 2015? You can read more about them here in this easy to read article

Smart meters to cost £11bn: Now that’s a lot of electricity! Image
10th Oct 2014

Smart meters to cost £11bn: Now that’s a lot of electricity!

Smart meters and switching energy suppliers could save you pound;100#39;s Read more

Over 50 Travel Insurance: Have you got it covered? Image
08th Oct 2014

Over 50 Travel Insurance: Have you got it covered?

The fifty plus age group not reading the small print on their over 50 travel insurance policies, potentially rendering them uninsured

The biggest losers of not making a Will Image
02nd Oct 2014

The biggest losers of not making a Will

New intestacy rules come into effect 1st Oct 2014 see who the biggest loser is by not making a Will. Read on

Saying Goodbye to the Tax Disc Image
30th Sep 2014

Saying Goodbye to the Tax Disc

After 93 years of service, the tax disc will be no more. The tax disc has ceased to be; expired; gone to meet its maker; is bereft of life; it is an EX Tax Disc

Discover the best and worst in the quality of elderly care in England Image
25th Sep 2014

Discover the best and worst in the quality of elderly care in England

Making the decision to place your loved one in a care home is a difficult one, but it can be equally difficult to find the right care home Read more

No more Stamp Duty on properties worth less than £500,000? Image
13th Sep 2014

No more Stamp Duty on properties worth less than £500,000?

You see stamp duty is just too big an earner for the government, so cutting this form of tax to this level would cost them and us, the tax payer, over pound;4bn

Want a nicer ISA? Image
10th Sep 2014

Want a nicer ISA?

The average interest rate on a 1 year Cash ISA has plummeted by a whopping 40% over the last 3 years. Read more

Tempting tax breaks Image
05th Sep 2014

Tempting tax breaks

From April 2015 there will be an opportunity to withdraw all your pension pot in one go and spend it, or better still invest it

When will interest rates rise? Image
21st Aug 2014

When will interest rates rise?

When will interest rates rise Mr Carney? Call me a cynic but my money is on it being after the general election in May 2015! Watch this space.

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