Ashley's blog

Ashley Shepherd is the founder and managing director at Over50choices. With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies.

Ashley Shepherd
Will the second hand pension market take off? Image
12th Jan 2015

Will the second hand pension market take off?

The biggest problem with this scheme for a buyer of someonersquo;s annuity is that payments will cease on that personrsquo;s death, not buyers

Decorate your home with flowers on a budget Image
31st Dec 2014

Decorate your home with flowers on a budget

You can pick up some single stem flowers from serenataflowers.com at a really good price

Is health insurance worth it? Image
29th Nov 2014

Is health insurance worth it?

If the worst happens, yoursquo;ll want to receive fast treatment from the best doctors, something that the NHS might not necessarily be able to deliver.

Planning for a Funeral Image
12th Nov 2014

Planning for a Funeral

When a loved one dies it is a stressful and upsetting time, yet you have the daunting job of planning their funeral ahead of you

How much does probate cost? Image
04th Nov 2014

How much does probate cost?

In 2013 the average cost of probate was pound;2,160; a figure that has increased by a massive 39% over the last year. Read more

Health, happiness and good care: the essentials every person needs Image
31st Oct 2014

Health, happiness and good care: the essentials every person needs

Accepting professional care where needed and doing everything you can to enjoy a happy and healthy lifestyle. Read more

Annuity rates take a dive! Image
29th Oct 2014

Annuity rates take a dive!

Just when you thought things couldnrsquo;t get any worse for annuities, the latest reports talk of further blows to the much maligned insurance plan.

Winter is coming: is now the time to freeze your rising energy bills? Image
24th Oct 2014

Winter is coming: is now the time to freeze your rising energy bills?

Our advice is that you should shop around every 6 months to see if you can save money by switching energy supplier

Pension Changes 2015: How will they affect you? Image
23rd Oct 2014

Pension Changes 2015: How will they affect you?

So what are the key pension changes 2015? You can read more about them here in this easy to read article

The piggy bank home Image
21st Oct 2014

The piggy bank home

An increasing number are seeing properties as big fat piggy banks that can be dipped into with an equity release loan.

Smart meters to cost £11bn: Now that’s a lot of electricity! Image
10th Oct 2014

Smart meters to cost £11bn: Now that’s a lot of electricity!

Smart meters and switching energy suppliers could save you pound;100#39;s Read more

Over 50 Travel Insurance: Have you got it covered? Image
08th Oct 2014

Over 50 Travel Insurance: Have you got it covered?

The fifty plus age group not reading the small print on their over 50 travel insurance policies, potentially rendering them uninsured

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