How much does a funeral cost?
Funeral costs have continued to rise at a rate of around 7% per annum for the last 10 years, making the average cost of a funeral now £3,551 according to the latest SunLife cost of dying report in 2014..
It’s hard to believe that only in 2004 the average cost of a funeral was £800, but if costs continue to rise the average funeral cost will be over £5,000 by 2020. And help with funeral costs from the government social fund is very limited and even those on full benefits often find it difficult to get help.
And it’s worth mentioning that this figure only covers the basic funeral expenses. If you then factor in the cost of flowers, catering costs, memorials, additional limousines, you could be looking at a further £2,000.
What does the average cost of a funeral include?
The cost of a funeral really depends on you; from the cheapest funeral to the most lavish affair, there are certain things that have to be included (unless you opt for a completely DIY funeral) where as other funeral costs are left to your discretion:
Non discretionary funeral costs which include the essential items:
Funeral director’s fees
Doctors fees for the certification of death
The Minister’s fees
Burial or cremation costs
Discretionary funeral costs include the additional more personal funeral expenses such as:
Funeral stationary and death notices
The reception or wake costs
Estate administration fees
Prepaid funeral costs
More and more people are now taking steps to prepay funeral costs, as this not only will save money, it will also save the family a lot of the emotional stress as everything will be taken care of today in advance.
Help with Funeral Costs
If you are looking to prepay for your funeral, then help with funeral costs is available on our site through comparing plans or calling us free on 0800 133 7656.
If you are unable to afford any of the funeral prepayment or insurance plans available, then you can visit the government funeral payment section of their website for eligibility and payment details.